Retirement & Financial Planning Report

According to a study commissioned by New York Life, the average cost for nursing home care in the U.S. climbed …More

A recent survey by the American Association of Matrimonial Lawyers found an increase in prenuptial agreements among soon-to-be-married couples. Prenups …More

If you use the so-called 72(t) rules to take penalty-free withdrawals from your IRA before age 59-1/2, you can choose …More

When shopping for a car, most people decide to obtain a loan through the car dealership itself. It’s the most …More

Wondering what would be a good financial birthday present for a loved one? RegentAtlantic Capital, a wealth management firm in …More

Donating an existing life insurance policy to charity is common and easy to understand. You can make a significant contribution …More

Parents and grandparents should realize that the standard federal college aid formula considers 35 percent of student assets and 50 …More

The earlier you start saving for retirement, the better. That’s a good principle to keep in mind–and a good message …More

When you create a charitable remainder trust (CRT), you can specify a stream of payments to a beneficiary or beneficiaries …More

If you (or your parents) intend to move in retirement, a continuing care retirement community may be among the options …More

Through the third quarter of 2006, the Standard & Poor’s Real Estate Investment Trust (REIT) Index was up over 25 …More

Bob, as we’ll call him, told his IRA custodian that he wanted to name his wife as the primary beneficiary …More

If you own a vacation home, consider renting it occasionally. The payoff can be tax-free income. Under the Internal Revenue …More

Financial aid prospects might affect your decision about using 529 college savings plans. Investing in a 529 plan may reduce …More

International stock funds have been big winners recently, according to Morningstar: * For the last five years (through November 2006), …More

Although real estate securities have appreciated sharply in recent years, investors eyeing this asset class have additional opportunities now: putting …More

In 2007, high-quality bonds are expected to outperform junk bonds. An economic slowdown is anticipated, because of falling home prices …More

As a result, all of these recent winners–real estate, gold, oil and gas, foreign stocks, emerging markets, small-caps, value stocks–are …More

During 2006, the asset classes that have been the leaders for several years continued to set the pace. Here are …More

When you sell a stock at price lower than what you paid for it, you usually can take a capital …More

Most mortgage programs that allow borrowers to buy a house with little or no money down require private mortgage insurance, …More

With all types of life insurance policies, the payout at death usually can be received by the beneficiary, free of …More

Typically, IRA distributions are fully-taxed. However, that’s not the case if your IRA includes nondeductible IRA contributions. Since 1987, such …More

Judging by the results through the third quarter of 2006, value stocks are heading for another year of outperformance. Value …More

Many charities will not issue immediate gift annuities for donors under age 55 or 60. What’s more, arranging for an …More

Don’t assume that paying your bills on time is enough to guarantee good credit. These common errors can depress your …More

The biggest mistake property owners make is failing to properly screen renters. That can be a minefield, though, because of …More

As the saying goes, stock market investors should “cut their losses and let their winners ride.” This simple strategy can …More

Exchange-traded notes (ETNs) have joined exchange-traded funds (ETFs) on the menu for investors. As the name suggests, ETNs are debt …More

Life insurance comes in two forms: * Term insurance. You’re covered for a certain time period and you might be …More