Mixed Signals Jolt TSP Funds
This past week was complicated for the markets, with several factors pulling both up and down. Overall, it ended up …More
TSP
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Why the G Fund Interest Rate is Shrinking
The stock market continued to slide last week, negatively impacting the TSP equity funds. The Dow Jones Industrial Average has …More
Hidden Value in TSP: Ultra Low Expenses Add Up
One of the Thrift Savings Plan’s biggest advantages, as compared to similar employer provided retirement plans is its low expenses. …More
Withdrawal Penalties: IRA vs. TSP
In an IRA, one must be 59 ½ or older in order to not be penalized for an early withdrawal. …More
TSP: Bearish Signs are Growing, But Don’t Overreact
This past week marked the fifth straight down week for the Dow Jones Industrial Average, which is an index of …More
Will the I Fund Ever Catch Up?
The I Fund has underperformed the C Fund over the past year, past three years, past five years, past ten …More
Your TSP is not an IRA
Repetition is sometimes necessary. The Thrift Savings Plan (TSP) is not an Individual Retirement Arrangement (IRA) – and vice versa. …More
Thinking About Working with a Financial Planner?
If you’re thinking of working with a financial planner, there are things you should know about them. Consider asking a …More
C Fund Suffers Worst Week of 2019
The S&P 500, tracked by the C Fund, had its worst week of 2019 so far, with a decline of …More
C Fund Hits New High, But Risks Remain
For several weeks I’ve been reporting on the market’s attempt to surpass its previous high point set in September 2018. …More
Corporate Earnings Season and the C Fund
Earnings season continued in full gear last week, where more corporations around the United States reported their results for the …More
Just One Third of Active Duty Personnel Opted into BRS
What if you gave a party and nobody came? That must be how the uniformed services felt when the year-long …More
TSP Modernization Act Offers Way to Avoid Roth Tax Trap
Among the changes that will come to the TSP with the implementation of the Thrift Savings Plan Modernization Act on …More
Your TSP: It’s All About Time
Economist and entrepreneur Roger Babson once advised, “Let him who would enjoy a good future waste none of his present.” …More
Healthcare Sector Weighing on the TSP, but C Fund Back to All Time High
The S&P 500, tracked by the C Fund, continues to flirt with all-time highs of 2,940 that it previously set …More
If you Inherit, Consider Maximizing TSP Contributions
What if a relative died and left you a significant sum as an inheritance? Can you contribute this money in …More
L Fund Changes Coming
There are more changes coming to the Thrift Savings Plan’s L Funds than simply changing the funds to five year …More
U.S. Corporate Earnings Season Begins as IMF Cuts Global Growth Outlook
The International Monetary Fund (IMF) cut its 2019 global GDP growth forecast last week to just 3.3%. As recently as …More
Solid Jobs Report Supports TSP, But Shows Widening Sector Divide
A reasonably strong jobs report for the month of March came out on Friday, showing 196,000 new jobs compared to …More
Summary of Upcoming TSP Withdrawal Changes
The TSP just posted a March 2019 update of the Summary of the Thrift Savings Plan on their website. It’s …More
TSP Spousal Rights
Like all 401(k) type plans, the TSP provides spousal rights for spouses of employees and retirees. For all federal benefits, …More
Europe’s Slowdown and Brexit Are Hanging Over the I Fund
During the month of March, the G Fund rose by 0.23% and the F Fund rose by over 1.9%, which …More
TSP: An Inverted Yield Curve is Driving Market Volatility
The biggest financial news last week was further yield curve inversion in the aftermath of the Federal Open Market Committee …More
As New Year Resolutions Fade, Don’t Fall of the Retirement Savings Wagon
I was traveling on February 8th and, while perusing my complimentary copy of USA Today, I noticed a graphic that …More
Recent Shutdown Brings Savings Goals into Focus
Should we really be saving all of our money in the TSP? Should we really be setting everything aside for …More
The C Fund Reached 2019 Highs
After a strong performance last week, the C Fund that tracks the S&P 500 has passed over key resistance levels. …More
U.S. Stocks Had a 5-Day Losing Streak Last Week
The C Fund and S Fund both went down all five days last week. The S&P 500, which the C …More
TSP Lifecycle Funds Work as Advertised
Do the Thrift Savings Plan’s Lifecycle (L) Funds work as advertised? They sure do! The L Funds are what is …More
Choice Coming on Whether to Draw down Roth or IRA
For those of you who are withdrawing money from your TSP, there will be a change coming on September 15, …More
TSP: February Capped a Strong Start to 2019
February gave strong returns to all three equity funds. The C Fund went up 3.2% for the month, the S …More
