Proposed Changes to the TSP
The Federal Retirement Thrift Investment Board (FRTIB) has done a decent job of running the TSP and gradually rolling out …More
TSP
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Rules on Inherited IRAs
A recent article looked at rules concerning the inheritance of a TSP account. This article will cover the rules on …More
TSP Mixed Signals: Strong Wage Growth and Weaker Trade Deficit
October finished strong for the last few days of the month, but overall monthly results are some of the worst …More
Rough Month Continues for TSP Stock Funds, I Fund Down as well
Since the beginning of October, the C Fund is down over 8.6%, the S Fund is down 12%, and the …More
Working with an advisor? Ask questions
The investments in the Thrift Savings Plan are relatively easy to understand and we do not have to deal with …More
TSP Inheritance Rules
Spouse and inheritance rules for the TSP rules are simpler and easier to understand than those that apply to IRAs. …More
Stock Buybacks Potential Tailwind for C Fund Going Forward
After a particularly rough start to the month during the first two weeks of October, American stocks mostly stabilized during …More
IT and Communications Services Make up About a Third of C Fund
Did you know that the most major stock indices, such as those that are followed by the Thrift Savings Plan …More
Pro-Rata Rule Being Phased Out for TSP Distributions, but Still Applies Elsewhere
The “pro-rata rule” affects distributions from retirement accounts. This rule requires that pre-tax and post-tax money be withdrawn proportionally from …More
TSP Suffers Largest Drop Since February
As if the first week of October wasn’t lousy enough, the second week of October proved to be even worse …More
A Rough Start to the TSP in October; Italy and the I Fund
The first week of October was a rough one for the TSP, with most funds showing negative performance. The C …More
F Fund, G Fund and Rising Interest Rates
On Wednesday, September 26, the U.S. Federal Reserve announced a 0.25% increase in key interest rates for the nation. It …More
Congress Considering New Tools for Retirement, Savings
The House recently passed the Family Savings Act of 2018, HR-6757, which would make changes to rules that apply to …More
What’s in Store for the TSP in 2019
We’re getting closer to 2019 and that year will bring some changes to the Thrift Savings Plan. Some of these …More
The Dow Jones Industrial Average Hits Record Highs
This past week, the S&P 500 and the Dow Jones Industrial Average (DJIA) both reached record highs. The S&P 500 …More
Spouse Rights and Your TSP Account
What rights does your spouse have to the money you have set aside in your TSP? The TSP provides spousal …More
Saving When Young is Hard, Spending When Old Harder if you Don’t
Two of the hardest things in life are to save when you’re young and spend when you’re old. As I …More
A Decade After the Financial Crisis, What Has Changed?
This past weekend marked the tenth anniversary of the collapse of Lehman Brothers, the large U.S. investment bank that was …More
TSP: Strong Jobs Report but Trade Dispute Building
The S&P 500 and the C Fund that tracks it went mildly lower this past week, with concerns regarding the …More
American Stocks Reach Record Highs
The S&P 500 index, representing the top 500 U.S. corporations, reached 2,900 for the first time ever last week. It …More
Avoiding Excess Contributions
Can you contribute too much money towards your retirement? In general, the answer is no, since it’s hard to have …More
Moving Outside IRA Money into Your TSP
When you are approaching retirement you might think about rolling (transferring) money out of your TSP into an IRA or …More
An Overview of Stock Market Valuations Around the World
This year has seen a significant divergence between the international I Fund and the two American stock funds, the S …More
TSP Contributions: To match, or not to match?
To be or not to be: Similar to Hamlet’s query, “to match or not to match” is a question many …More
The I Fund Struggles in 2018
The I Fund had solid returns in 2017 thanks to a weakening dollar, but so far in 2018 a strengthening …More
TSP Life Annuity Contract to Expire Next Year
The Thrift Savings Plan Modernization Act mandated that the TSP make certain changes in the withdrawal options available to separated …More
Early Withdrawal Penalties, TSP vs. IRAs
Early withdrawal penalties have been attached to tax-advantaged retirement accounts since the introduction of the Individual Retirement Arrangement (IRA) in …More
The Largest Company In the TSP Is Now Worth $1 Trillion
Earlier this month, Apple became the first U.S. company in history to surpass $1 trillion in market capitalization: The market …More
Midpoint for BRS Opt-In Period
We are more than halfway through the Blended Retirement System (BRS) election period for those members of the uniformed services …More
Not Contributing All You Can to the TSP is Expensive
It’s not uncommon for a federal employee to feel that they can’t afford to contribute to the Thrift Savings Plan, …More
