IT and Communications Services Make up About a Third of C Fund
Did you know that the most major stock indices, such as those that are followed by the Thrift Savings Plan …More
TSP
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Pro-Rata Rule Being Phased Out for TSP Distributions, but Still Applies Elsewhere
The “pro-rata rule” affects distributions from retirement accounts. This rule requires that pre-tax and post-tax money be withdrawn proportionally from …More
TSP Suffers Largest Drop Since February
As if the first week of October wasn’t lousy enough, the second week of October proved to be even worse …More
A Rough Start to the TSP in October; Italy and the I Fund
The first week of October was a rough one for the TSP, with most funds showing negative performance. The C …More
F Fund, G Fund and Rising Interest Rates
On Wednesday, September 26, the U.S. Federal Reserve announced a 0.25% increase in key interest rates for the nation. It …More
Congress Considering New Tools for Retirement, Savings
The House recently passed the Family Savings Act of 2018, HR-6757, which would make changes to rules that apply to …More
What’s in Store for the TSP in 2019
We’re getting closer to 2019 and that year will bring some changes to the Thrift Savings Plan. Some of these …More
The Dow Jones Industrial Average Hits Record Highs
This past week, the S&P 500 and the Dow Jones Industrial Average (DJIA) both reached record highs. The S&P 500 …More
Spouse Rights and Your TSP Account
What rights does your spouse have to the money you have set aside in your TSP? The TSP provides spousal …More
Saving When Young is Hard, Spending When Old Harder if you Don’t
Two of the hardest things in life are to save when you’re young and spend when you’re old. As I …More
A Decade After the Financial Crisis, What Has Changed?
This past weekend marked the tenth anniversary of the collapse of Lehman Brothers, the large U.S. investment bank that was …More
TSP: Strong Jobs Report but Trade Dispute Building
The S&P 500 and the C Fund that tracks it went mildly lower this past week, with concerns regarding the …More
American Stocks Reach Record Highs
The S&P 500 index, representing the top 500 U.S. corporations, reached 2,900 for the first time ever last week. It …More
Avoiding Excess Contributions
Can you contribute too much money towards your retirement? In general, the answer is no, since it’s hard to have …More
Moving Outside IRA Money into Your TSP
When you are approaching retirement you might think about rolling (transferring) money out of your TSP into an IRA or …More
An Overview of Stock Market Valuations Around the World
This year has seen a significant divergence between the international I Fund and the two American stock funds, the S …More
TSP Contributions: To match, or not to match?
To be or not to be: Similar to Hamlet’s query, “to match or not to match” is a question many …More
The I Fund Struggles in 2018
The I Fund had solid returns in 2017 thanks to a weakening dollar, but so far in 2018 a strengthening …More
TSP Life Annuity Contract to Expire Next Year
The Thrift Savings Plan Modernization Act mandated that the TSP make certain changes in the withdrawal options available to separated …More
Early Withdrawal Penalties, TSP vs. IRAs
Early withdrawal penalties have been attached to tax-advantaged retirement accounts since the introduction of the Individual Retirement Arrangement (IRA) in …More
The Largest Company In the TSP Is Now Worth $1 Trillion
Earlier this month, Apple became the first U.S. company in history to surpass $1 trillion in market capitalization: The market …More
Midpoint for BRS Opt-In Period
We are more than halfway through the Blended Retirement System (BRS) election period for those members of the uniformed services …More
Not Contributing All You Can to the TSP is Expensive
It’s not uncommon for a federal employee to feel that they can’t afford to contribute to the Thrift Savings Plan, …More
Housing Sector is Giving Warning Signs to the Stock Market
The strength of the housing sector is one of the leading indicators for the strength of the economy as a …More
Strong Gains for the TSP in July
July was a positive month for the TSP, with most funds being in the green. The G Fund is up …More
What you can and cannot rollover into your TSP
As TSP participants, we are allowed to roll money over into the TSP from qualified plans and qualifying IRAs both …More
TSP Withdrawal Update
The Thrift Board has updated “Fact Sheet 10, Questions and Answers about Changes to TSP Withdrawal Options.” This Fact Sheet …More
TSP Earnings Season Underway – Good Results So Far
Earnings season for companies in the TSP is fully underway, as businesses large and small report their results for the …More
C Fund Close to Recovering all 2018 Losses
After almost sixth months of choppy growth, the S&P 500 and the C Fund that tracks it has almost fully …More
Understanding TSP Rollovers
A recent TSP study showed that 45% of separated participants move all of their money out of the TSP within …More
