Pay Attention to Your Annual Rate of TSP Withdrawal
When thinking about taking withdrawals from the Thrift Savings Plan (or any other account where you want to spread out …More
TSP
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TSP C Fund: Keeping an Eye on Corporate Debt
For companies in the TSP C Fund, their debt levels indicate that corporate expansions, dividends, and share repurchases may not …More
Bank Stocks Have Dragged Down the C Fund Lately
June was a mixed month for the TSP: The G Fund was up a fraction of a percent for the …More
TSP Choppy in Face of Global Uncertainty; Good to be Diversified
The Dow Jones Industrial Average had an eight-day losing streak that only ended last Friday due to a bump in …More
Need a Loan? You can tap your TSP
As long as we’re still working, we can borrow money from our Thrift Savings Plan account by means of a …More
FERS and Social Security Indexed for Inflation, but not TSP
Inflation is increasing over the slow rate at which it grew during the last decade. No one would dare call …More
G and F Funds: The Fed Raised Interest Rates Again
The U.S. Federal Reserve raised key interest rates last week, to a range of 1.75%-2.00%. This is the seventh interest rate …More
IRAs versus TSP, Additional Key Differences
In a recent article, Don’t Forget About an IRA as Another Way to Save, we looked at differences between the …More
The C Fund is Recovering, But Getting Expensive Again
Over the last few months, the C Fund (which tracks the S&P 500) has gradually recovered most of its losses …More
Tariffs, New Governments Could Affect TSP
There are two big news items in global financial markets this week: international tariffs and European government changes. Both of …More
Strong TSP Performance in May, Except I Fund
There are still a few trading days left in the month, but May so far has been a good one …More
Despite Eventual Widening of TSP Investment Choices, Simplicity Remains a Strength
One feature that differentiates the Thrift Savings Plan from other employer sponsored defined contribution plans (e.g., 401(k), 403(b), etc.) is …More
How Increasing Oil Prices May Affect the TSP
Over the past 12 months, during the second half of 2017 and into the first half of 2018, oil prices …More
Don’t Forget About an IRA as Another Way to Save
Many people believe that, because they are contributing to the TSP, they are not allowed to contribute to an IRA. …More
Should TSP Investors Hold Some Precious Metals?
While the TSP gives investors great low-cost exposure to diversified stocks and bonds, some investors like to hold a bit …More
Why Your TSP Money Needs To Last Longer Than You Think
The average life expectancy at birth in the United States is currently a bit under 79 years, and has actually …More
Retirement Considerations for Single-Earner Households
Though it is not nearly as common as it was decades ago, some families have only one wage-earner. A one …More
Early Withdrawal Penalty, Will it Apply to You?
There is still a lot of confusion about the 10% early withdrawal penalty and whom it applies to. The source …More
TSP Posts Solid Gains in April
As April nears to a close, this has been a solid month for the TSP so far. The C Fund …More
How Commodities Can Complement Your TSP
The TSP is an excellent investment vehicle for stocks and bonds. But if you have another investment account, like an …More
S&P 500 Remains Above 200-Day Average; C Fund Holding the Line
The U.S. stock market has been in a choppy sideways pattern ever since late January. Concerns over rising interest rates, political …More
Changes Coming to Several TSP Funds
The Thrift Board recently announced that they will be selecting new managers for the F and I Funds. Back in …More
Increasing TSP Withholding Can Help Cover Tax Bill
By now many readers have filed their federal income tax returns, and some may even have received (and spent) their …More
Could a Trade War Sink the TSP?
The stock market has been jittery during the past couple weeks due to concerns about a potential trade war brewing …More
TSP: A Flat and Choppy Performance in March
The TSP had a relatively flat month in March, full of ups and downs. The G Fund rose by a …More
TSP Withdrawal Payments Based on Life Expectancy
The most popular TSP withdrawal choice is substantially equal monthly payments. (The TSP modernization act, when implemented, will allow individuals …More
Qualified Rollovers and TSP Allocations
Participants are allowed to rollover money into their TSP from qualified accounts. Let’s look at the types of accounts that …More
Share Buybacks Could Boost TSP Corporate Earnings
The new tax law is expected to result in a sharp increase in corporate buybacks in which companies purchase and …More
Understanding Inflation and the Thrift Savings Plan
When you research an investment and its expected rate of return, one of the most important things to keep in …More
Limiting Upside, Downside with Lifecycle Funds
The TSP’s Lifecycle Funds are designed to mitigate risk and can affect both the upside and downside of fund returns. …More
