Sticking with an Investment Plan Through Wild Times
2020 has been a wild year for everyone, including investors. The biggest economic shock in modern history, coupled with the …More
TSP
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End of Year Considerations for Retirement Saving
We’re nearing the end of 2020 (Thank God!) and there’s still time to be sure you take advantage of the …More
No Interest Loan? You Can Tap Your IRA
Interest rates are as low as I’ve ever seen them – and I’m old. I’m not quite as old as …More
TSP: Stocks and The Economy Diverge
As many folks know by now, this has been an unusual year for most asset prices. Despite the biggest economic …More
TSP: Get Year End Withdrawal Timing Right
At the end of each calendar year the Thrift Savings Plan changes its processing schedule – which is a good …More
Very Strong November for TSP; C Fund Concentration
Equity indices are finishing out a very strong November, with the S&P 500 roughly at all-time highs. Here’s a 3-year …More
TSP: Markets May Be Rotating; S Fund vs. C Fund
Every decade or two, markets tend to have big rotations of performance. In other words, there are large structural cycles …More
TSP: The Frightful and the Thankful this Fall
Halloween is past and Thanksgiving is coming up. Autumn is my favorite time of year, with the fall colors, the …More
SECURE Act Changes Begin Taking Effect
News Flash! Congress doesn’t think of everything when they enact or amend legislation. Long after laws are changed, their meaning …More
All TSP Funds now Positive Year to Date; TSP Continues to Modernize
All of the TSP Funds are in positive territory year-to-date as of late last week: The G Fund is moderately …More
Small Change in TSP Contribution Can Have Huge Impact
Back some time ago, the Thrift Savings Plan decided to increase the default contribution amount for new employees to 5% …More
TSP: Post-Election Bullish Market Move; Emerging Market Value
As of this writing, Joe Biden is the projected president-elect. Republicans are expected to maintain control of the U.S. Senate, …More
President, Stock Market Face a Slowing Economy
The stock market continued its negative momentum that I highlighted last week, and in quite a sharp way, but to …More
When is five years not five years? When you’re talking about a Roth IRA.
There are two separate five year rules that apply to Roth IRAs and they often confuse investors. One of the …More
TSP Catch Up Contribution Change for 2021
If you’re under the age of 50 and/or won’t be turning 50 before the year is out, you can ignore …More
TSP Reinstates Notarization Requirement
The devil is in the details! And the Thrift Board just threw some devilish details at plan participants. Most of …More
The Markets Remain in Uncertain Territory
The S&P 500, which the C Fund tracks, is in a somewhat bearish trend recently: After its sharp March crash, …More
Your TSP Can be Garnished for Child Support
Your Thrift Savings Plan account can be garnished for alimony or child support. The Thrift Board refers to a document …More
Best Day to Retire for Feds in 2021?
Would you believe that articles are being written about the best day to retire in 2021 already? About a quarter …More
What it Takes to Be a TSP Millionaire
As of Q3 2020, there are over 55,000 TSP accounts with over a million-dollar account balance, and well over 300,000 …More