Turbulent Climb Higher for TSP Funds
The stock market experienced some turbulence over the past couple weeks, but so far has managed to recover. The S&P …More
TSP
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How Will You Use Your TSP When You Retire?
For what purpose will you use your Thrift Savings Plan after you retire? I suspect that most readers will use …More
Still Not Too Late for 2020 Retirement Contributions
It’s not too late to set money aside for retirement for the year 2020! If you have not yet made …More
Markets Touch New All Time Highs: Short Bets Squeezed Out
The S&P 500, which is tracked by the C Fund and represents over 80% of the stock market capitalization of …More
TSP Switching to Spillover Contributions; But Pay Attention!
2021 looks like a year where we can get by with making few, if any, changes to our Thrift Savings …More
Pro-rata: How Much of Your IRA Distribution is Taxable
What is the pro-rata rule? It’s a formula used with Individual Retirement Arrangements (IRAs) to determine how much of an …More
Market Exuberance Hits a Peak
The stock market hit a number of new records last week related to exuberance. This chart, for example, shows the …More
Turbulent Start for TSP as Valuations Remain High
Markets began this week with a sell-off. The S&P 500 was down on Monday, with high-flying tech stocks down more …More
Best Time to Call ThriftLine? Not Monday or Tuesday Morning
“Call me, don’t be afraid, you can call me, Maybe it’s late but just call me, Tell me and I’ll …More
New Life Expectancy Tables Postponed
A year ago, in November 2019, the Internal Revenue Service (IRS) proposed to use new life expectancy tables to calculate …More
The TSP Concludes a Strong Year
The Thrift Savings Plan ended a strong year for 2020, despite the big shock that hit the global economy. A …More
Taking Stock of Retirement Savings in the New Year
2021 is right around the corner. It’s time now to take stock of what we expect to happen in the …More
New Year Resolutions: TSP and Retirement
Are you thinking of making New Year’s resolutions for 2021? Don’t forget resolutions that will impact your Thrift Savings Plan …More
The G Fund is Underperforming Inflation
The G Fund has historically been an excellent savings vehicle since the 1980s, and unique for federal employees. Usually, longer-duration …More
Sticking with an Investment Plan Through Wild Times
2020 has been a wild year for everyone, including investors. The biggest economic shock in modern history, coupled with the …More
End of Year Considerations for Retirement Saving
We’re nearing the end of 2020 (Thank God!) and there’s still time to be sure you take advantage of the …More
No Interest Loan? You Can Tap Your IRA
Interest rates are as low as I’ve ever seen them – and I’m old. I’m not quite as old as …More
TSP: Stocks and The Economy Diverge
As many folks know by now, this has been an unusual year for most asset prices. Despite the biggest economic …More
TSP: Get Year End Withdrawal Timing Right
At the end of each calendar year the Thrift Savings Plan changes its processing schedule – which is a good …More
Very Strong November for TSP; C Fund Concentration
Equity indices are finishing out a very strong November, with the S&P 500 roughly at all-time highs. Here’s a 3-year …More
