Rule of Thumb on Retirement Income
One of the biggest questions faced by prospective retirees is “How much money will I need in retirement?” The answer …More
TSP
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The Risk for a Recession is Rising, But the Future is Never Certain
The stock market currently has elevated volatility as the trade dispute between the United States and China continues to escalate …More
Negative-Yielding Bonds and the I Fund
A curious phenomenon is happening around the world: there is now $16 trillion worth of negative-yielding bonds in Europe and …More
Bill Would Postpone Required Minimum Distributions
What does the SECURE Act mean to federal employees? First and foremost it means that Congress will do anything to …More
Four Percent Draw Down Rule
You may have heard of the so-called “4% Rule”, which, like all rules that have to have quotation marks around …More
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Drawbacks of a TSP Loan or Hardship Withdrawal
Let’s face it, most of us don’t have the emergency savings that we know we should. Life gets expensive, and …More
Interest Rate Cuts and the G Fund
Last week was a choppy one for the markets. Monday saw the largest one-day drop so far in 2019, with …More
TSP Choices: Monthly Payments vs. a Life Annuity
The main reason we contribute to our Thrift Savings Plan account is so that we can, at some future date, …More
2 Reasons Why the S Fund Has Been Underperforming the C Fund
Last week was the U.S. stock market’s worst week of 2019, although that is a pretty low bar considering that …More
Stock Funds Buoyant as Earnings Reported, Trade Dispute Looms
Major corporations in the C Fund continued to report second quarter earnings last week, and the overall results are coming …More
If You are Thinking of Leaving, Have a Plan for Your TSP
Are you planning on leaving federal service before you become eligible to retire? I suspect most of us have had …More
Scammers Impersonating IRS, TSP Next?
Scammers are impersonating federal agencies such as the IRS; they’re often pretending to be from the Social Security Administration and …More
TSP Goes Digital with Planner Newsletter
As one door closes, another opens; so it is with the Thrift Savings Plan. The Federal Retirement Thrift Investment Board …More
C Fund Dips During Earnings Season
Earnings season for the second quarter of 2019 is fully underway, meaning that hundreds of large U.S. companies are in …More
The C Fund Reaches All Time Highs with a New S&P 500 Milestone
The S&P 500, which represents the largest five hundred publicly-traded companies in the United States and is the index that …More