Protect Your TSP Account from Identity Theft
Identity theft and phishing are threats to all of us. It’s not just bank accounts and credit cards that are …More
TSP
Sign up Now! Free eNewsletters2017 Tax Laws on Withdrawing from Your TSP Account
Tax season 2017 has begun and we will soon be receiving tax reporting documents like W-2s and 1099s. If you’re …More
It’s Not Too Late for New Year’s Resolutions for Your Thrift Savings Plan
It’s not too late to make some New Year’s resolutions about your Thrift Savings Plan! And, unlike many New Year’s …More
Outside Forces Could Affect Your TSP Growth in 2017
In another article we looked at potential changes that the Thrift Board might implement in 2017. This article takes a …More
What’s In Store for the Thrift Savings Plan in 2017?
What’s in store for the Thrift Savings Plan in 2017? Events both external to the TSP (e.g., the change in …More
Think twice before betting big on the TSP I Fund
Japan’s population is in decline, and that’s a problem for the under-performing I Fund. Fully 25 percent of the fund …More
Advantages of Substantially Equal Monthly Payments Withdrawals From Your TSP
Substantially equal monthly payments is the most popular withdrawal choice and, other than choosing payments of a fixed dollar amount, …More
Front-Loading Your TSP Contributions
Do your plans include retirement in 2017? If so – good for you! Many people choose to retire at the …More
New TSP Contributions Begin Next Week
2017 is right around the corner and a new contribution year will begin for the Thrift Savings Plan. In fact, …More
Substantially Equal Monthly Payments From Your TSP
The most popular TSP withdrawal choice is called “substantially equal monthly payments” and there are two ways that an individual …More
Your Three Basic TSP Withdrawal Choices
The Thrift Savings Plan does not give you a lot of choices as to how to withdraw your money after …More
TSP Yields Mixed Returns in November
The TSP funds produced a mixed bag of returns in November, with the small company stock S fund gaining 7.95 …More
TSP Open Season is Now
The annual open season in which TSP participants can change the amount of their monthly payments is upon us. Those …More
The Federal Retirement Thrift Investment Board Issues New Strategic Plan
The Federal Retirement Thrift Investment Board (FRTIB) recently issued a new strategic plan that will cover the years from 2017 …More
Distinct Differences Between Roth IRAs and Roth Balance in Your TSP
Many of the rules that govern Roth IRAs are the same as those for the Roth balance in your TSP, …More
Your In-Service Withdrawal Options from Your TSP
An employee who is participating in the Thrift Savings Plan has the opportunity to take in-service withdrawals for two reasons: …More
Separating from Federal Service and Your TSP
At some point in the future, you will separate from federal service. That separation might be due to retirement, or …More
Rolling Over Your TSP Into an IRA
By far, the most common rollover out of the Thrift Savings Plan is into an IRA. Before we get into …More
The Ins and Outs of Rolling Money Into a TSP
As TSP participants, we are allowed to roll money over into the TSP from qualified plans and qualifying IRAs both …More
Taking a Loan from Your TSP
Like most other defined contribution plans, the Thrift Savings Plan allows participants to take loans from their account while still …More
Temporary Change to the TSP Financial Hardship Withdrawal Rules Made
On Friday, September 2, the Federal Retirement Thrift Investment Board announced that it had made a temporary change to the …More
Spousal Rights to Your TSP Explained
Like all 401(k) type plans, the TSP provides spousal rights for spouses of employees and retirees. Interestingly, the rights granted …More
More TSP Investment Choices Coming to You
Would you like more investment choices in the Thrift Savings Plan? Well, both Congress and the Thrift Board think you …More
How to Estimate Your TSP Account Balance at Retirement
How can you estimate how much money you will have in the Thrift Savings Plan at the time you retire? …More
What’s the Difference Between a Contribution Allocation and an Interfund Transfer?
Q. What’s the Difference Between a Contribution Allocation and an Interfund Transfer? A. It’s easy to see how individuals get …More
How Your TSP is Taxed
Money that is in your Thrift Savings Plan (with the exception of qualified earnings in the Roth portion of your …More
Inflation’s Role in Your TSP Balance
Mild inflation can cause a loss in purchasing power if it is sustained over a long period of time. The …More
The TSP Lifecycle Fund Investment Mixes
In 2003, the Thrift Board became concerned about the allocation of monies in the TSP and decided to do something …More
TSP Catch-up Election Reminder
Active employees who are age 50 or above, or who will be before the end of the year, and who …More
The Five Basic TSP Funds Available
One feature that many Thrift Savings Plan participants like about the TSP is its relatively simplicity. There are only five …More
