Front-Loading Your TSP Contributions
Do your plans include retirement in 2017? If so – good for you! Many people choose to retire at the …More
TSP
Sign up Now! Free eNewslettersNew TSP Contributions Begin Next Week
2017 is right around the corner and a new contribution year will begin for the Thrift Savings Plan. In fact, …More
Substantially Equal Monthly Payments From Your TSP
The most popular TSP withdrawal choice is called “substantially equal monthly payments” and there are two ways that an individual …More
Your Three Basic TSP Withdrawal Choices
The Thrift Savings Plan does not give you a lot of choices as to how to withdraw your money after …More
TSP Yields Mixed Returns in November
The TSP funds produced a mixed bag of returns in November, with the small company stock S fund gaining 7.95 …More
TSP Open Season is Now
The annual open season in which TSP participants can change the amount of their monthly payments is upon us. Those …More
The Federal Retirement Thrift Investment Board Issues New Strategic Plan
The Federal Retirement Thrift Investment Board (FRTIB) recently issued a new strategic plan that will cover the years from 2017 …More
Distinct Differences Between Roth IRAs and Roth Balance in Your TSP
Many of the rules that govern Roth IRAs are the same as those for the Roth balance in your TSP, …More
Your In-Service Withdrawal Options from Your TSP
An employee who is participating in the Thrift Savings Plan has the opportunity to take in-service withdrawals for two reasons: …More
Separating from Federal Service and Your TSP
At some point in the future, you will separate from federal service. That separation might be due to retirement, or …More
Rolling Over Your TSP Into an IRA
By far, the most common rollover out of the Thrift Savings Plan is into an IRA. Before we get into …More
The Ins and Outs of Rolling Money Into a TSP
As TSP participants, we are allowed to roll money over into the TSP from qualified plans and qualifying IRAs both …More
Taking a Loan from Your TSP
Like most other defined contribution plans, the Thrift Savings Plan allows participants to take loans from their account while still …More
Temporary Change to the TSP Financial Hardship Withdrawal Rules Made
On Friday, September 2, the Federal Retirement Thrift Investment Board announced that it had made a temporary change to the …More
Spousal Rights to Your TSP Explained
Like all 401(k) type plans, the TSP provides spousal rights for spouses of employees and retirees. Interestingly, the rights granted …More
More TSP Investment Choices Coming to You
Would you like more investment choices in the Thrift Savings Plan? Well, both Congress and the Thrift Board think you …More
How to Estimate Your TSP Account Balance at Retirement
How can you estimate how much money you will have in the Thrift Savings Plan at the time you retire? …More
What’s the Difference Between a Contribution Allocation and an Interfund Transfer?
Q. What’s the Difference Between a Contribution Allocation and an Interfund Transfer? A. It’s easy to see how individuals get …More
How Your TSP is Taxed
Money that is in your Thrift Savings Plan (with the exception of qualified earnings in the Roth portion of your …More
Inflation’s Role in Your TSP Balance
Mild inflation can cause a loss in purchasing power if it is sustained over a long period of time. The …More
The TSP Lifecycle Fund Investment Mixes
In 2003, the Thrift Board became concerned about the allocation of monies in the TSP and decided to do something …More
TSP Catch-up Election Reminder
Active employees who are age 50 or above, or who will be before the end of the year, and who …More
The Five Basic TSP Funds Available
One feature that many Thrift Savings Plan participants like about the TSP is its relatively simplicity. There are only five …More
TSP Contributions Up to Elective Deferral Limit
Thrift Savings Plan participants are allowed to contribute to the TSP up to the “elective deferral limit” which is set …More
Q: How much money should I have in my TSP?
Answer: More! I frequently state that there is no such thing as too much money in the Thrift Savings Plan. …More
TSP Plan Advantages Over Private Sector Plans
The Thrift Savings Plan has many advantages over similar retirement plans outside of the government; this article will look at …More
TSP 101 – Thrift Savings Plan Basics
The Thrift Savings Plan is a defined contribution plan similar to a 401(k) plan in the private sector, and has …More
Traditional vs. Roth TSP Accounts
Since 2012, we have been able to contribute to a Roth TSP as well as the longstanding Traditional TSP. This …More
