Key Tax and Benefit Dates Throughout the Year
Every year has deadlines and other dates that are important. Some of the dates (e.g., the due date for your …More
TSP
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It’s Not Too Late! For IRA Contributions
It’s not too late! So go the lyrics of a 1992 song recorded by T-Bone Burnett. T-Bone could have been …More
Retirement Income Myths
There are some commonly accepted rules for retirement that most retirees tend to follow. Yet, there are others who would …More
When Should a Federal Employee Apply for Social Security Benefits?
When should a person apply for their Social Security retirement benefit? There are a lot of different viewpoints on this …More
Ten Things You Need to Know About Roth IRA Conversions
This article is about converting money from a traditional retirement account to a Roth IRA. Roth IRA conversions can come …More
Not All Financial Planners Are Created Equal
Are you managing your TSP and your IRAs? Or are you getting advice from financial professionals about how to invest …More
Federal Retirement: When Age Isn’t Just a Number
More than one person has said that “age is just a number”. Indeed, it is a number, and it’s a …More
New Year Financial Resolutions and Your TSP
Are you thinking of making New Year’s resolutions for 2022? Don’t forget financial resolutions, including some that will impact your …More
TSP: Plan Ahead for Year-End Withdrawals
At the end of each calendar year the TSP changes its processing schedule – which is a good thing for …More
Holidays an Opportunity to Discuss Your Estate Plan
Many of us will be getting together with family over the upcoming holidays, which is an opportunity to talk. Whether …More
Don’t Get Surprised by Taxes in Retirement
It’s not too early to start thinking about your 2022 federal income taxes; especially if you are planning on retiring …More
TSP Investment Limits Set to Rise in 2022
On November 4th, the IRS announced the new numbers that will apply to retirement savings in 2022 – and they …More
TSP: Don’t Let the IRS Determine Your Withdrawal Strategy
Do you have a withdrawal strategy for your Thrift Savings Plan (TSP) and Individual Retirement Arrangements (IRAs)? A withdrawal strategy …More
Key Age Mileposts and the TSP
I was recently writing about qualifying life events (QLEs) as they apply to most federal benefits and could not find …More
SECURE Act and Back Door Roth Conversions
In the hit 1980s TV series The A Team, B. A. Baracus (played by Mr. T) would often announce that …More
Increasing TSP Contributions so You’re Not “Livin’ on a Prayer”
How many of you have reached, or are past the “Bon Jovi moment” of your career? What’s a Bon Jovi …More
TSP Beneficiary Form Comes Before Will, Trust
What does the Thrift Savings Plan have in common with most other federal benefits? The fact that, after your death, …More
Leaving Federal Service Due to Vaccine Mandate? Look Before You Leap
I suspect that most current federal employees are, or soon will be, “fully vaccinated” for COVID-19. By the CDC’s definition, …More
Working Longer vs. Having Less in Retirement
In a previous article on the “best day” to retire from the perspective of the Thrift Savings Plan we discussed …More
TSP Rollovers and RMDs When You’re 72 or Over
This article is written for those that are at – or over – the age at which required minimum distributions …More
Wait for Full Social Security Retirement Age for a Bigger Payment
How would you like to make a guaranteed 5% to 8% on an investment? There is a way to do …More
Securing a Strong Retirement Act Has New Benefits, but They Aren’t Free
There’s still a lot of buzz among financial and retirement professionals about the Securing a Strong Retirement Act that is …More
Retirement Savings Limit Increase Likely for 2022
It won’t be long before the Internal Revenue Service announces the new numbers that will apply to retirement savings in …More
Lesser Known TSP Misconceptions
A little while ago, I wrote an article about commonly held misconceptions about the Thrift Savings Plan. That article addressed …More
Rollovers: Moving Your Money Out of the TSP
Although the correct terminology for moving money from the TSP to an IRA or another tax advantaged account is “rollover”, …More
TSP and Retirement Considerations for Single Earner Households
Though it is not nearly as common as it was decades ago, some families have only one wage-earner. A one …More
Forms and Resources on TSP.gov to Know About
Like any government or financial organization, the Thrift Savings Plan has a myriad of forms and publications. You can find …More
TSP: Common Misconceptions
What do you think you know about the Thrift Savings Plan? Do you think you are an expert? Well, there …More
Rollover Into the TSP from an IRA
As TSP participants, we are allowed to roll money over into the TSP from qualified plans and qualifying IRAs both …More
Federal Benefits and Retirement Dates
Many articles have been written about choosing the “best” day to retire when it comes to federal pensions, both CSRS …More
