Check out a community’s medical facilities before making a commitment.
Nursing service. Some communities have a registered nurse on-premises 24 hours a day, every day. In other communities, the nurse’s hours may be limited to 9-5 on weekdays. Find out what nursing services are available and, if there are gaps, what fall-backs the community provides.
Hospital affiliation. Similarly, you should find out if a community has arrangements with a nearby hospital or clinic for medical situations that require a physician rather than a registered nurse. A relationship with a renowned medical center may be extremely reassuring.
Custodial care. One of the main reasons for paying a sizable up front fee for admission to a continuing care community is to gain access to nursing home care. Nevertheless, all long-term care isn’t equal so you should inspect those facilities carefully. Find out if there are enough nursing beds to serve all those who need care. If you’re married, ask what extra costs will be involved if one spouse needs nursing care while the other remains in their former residence.
