Understanding Short-term Disability
By the government’s definition, a short-term disability is a physical or mental condition that causes you to be unable to …More
By the government’s definition, a short-term disability is a physical or mental condition that causes you to be unable to …More
A Medigap plan is designed to fill gaps in Medicare coverage. While every state has standardized Medigap plans, each has …More
If you are covered by the Federal Employees Health Benefits program, do you still need to be covered by Medicare? …More
Sick leave is the gift that keeps on giving. Not only can you use it when you’re ill but also …More
If you are a government employee who once left, got a refund of your retirement contributions, and then returned to …More
Last week we looked at the rules governing retirement benefits for employees who served on active duty but didn’t retire …More
If you served in the armed forces, that time can be used to increase your years of civilian service and …More
Recent articles in this space have asked you to consider if you are ready to retire and, if you are, …More
FERS employees have to retire by the last day of a month in order to begin receiving an annuity in …More
Last week I posed three questions that you should consider when asking “am I ready to retire?“. And you shouldn’t …More
The end of the year is just around the corner. It’s a time when employees who are already eligible to …More
FEDVIP and FSAFEDS are important considerations as we head into Open Season, but let’s take a look at two types …More
Open Season (running November 12 – December 10) isn’t just about the Federal Employees Health Benefits program and the options …More
During this health benefits Open Season (November 12 – December 10) if you are already enrolled in an FEHB plan, …More
On September 26, OPM announced that in 2019 the average enrollee share of premiums for current non-Postal employees and retirees …More
I had thought I’d never need to write another article about what happens when CSRS employees continue working beyond the …More
Two recent articles covered law enforcement and firefighter retirement benefits under FERS and under CSRS. These so-called “special category” employees …More
Well, it’s happened again. President Trump has again advocated freezing federal salary rates in January 2019. Earlier this year, he …More
OPM recently amended the Federal Employee Health Benefits program regulations to allow family members to be removed from existing self …More
Recently articles have looked at the importance of getting credit for all your periods of federal employment, attending a pre-retirement …More
Recently we have looked at the importance of getting credit for all your periods of federal employment, attending a pre-retirement …More
Last week I wrote about the importance of getting full credit for all your periods of federal employment. I went …More
If you already have the years and service needed to retire, this is the time of year when you may …More
Two of the less common but still important types of leave for certain employees are home leave and shore leave. …More
Have you ever been required to be in court either as a juror in a judicial proceeding? Or have you …More
If you are a federal employee whose appointment isn’t limited to one year, under 5 U.S.C. 6323(a) you are entitled …More
Last week we looked at the optional and mandatory uses of leave without pay (LWOP). This time let’s go over …More
Recent articles have covered two kinds of paid leave you earn while an employee: annual leave and sick leave. Let’s …More
Last week we covered annual leave, now let’s take a look at sick leave. The original purpose of sick leave …More
Last week we wrote about what will happen to your unused annual leave when you retire or otherwise separate from …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
Feb | 1.29% | % | 2.74% | 3.2% | 3.62% | 0.33% | -1.41% | 5.34% | 6.03% | 2.74% |
YTD | 1.66% | % | 3.15% | 3.62% | 4.04% | 0.67% | -1.6% | 7.1% | 3.48% | 2.51% |
10yr | 4.1% | % | 6.98% | 7.73% | 8.34% | 2.35% | 1.63% | 12.69% | 8.64% | 4.75% |