Expert’s View

The dog days of summer coupled with the stumbling start of a new administration make this a good time to …More

As a federal employee, you are blessed with a benefit that’s often denied to those in the private sector – …More

No, this isn’t going to be a run down on all the age and service combinations needed to retire under …More

When you work for the federal government, there’s a standard answer to most questions: It all depends. That’s especially true …More

I’ve written about the rules governing the Voluntary Early Retirement Authority (VERA), deferred annuities, and the MRA+10 provision. This time …More

Over the last two weeks, I’ve spelled out the rules governing employees who retire on an immediate annuity under the …More

Last week I wrote about employees who are eligible to retire under the Voluntary Early Retirement Authority (VERA). This time …More

Since the opening days of the Trump administration, tensions have continued to rise in the workforce. Employees are asking, “Are …More

Last week I wrote about life insurance in retirement. This week I want to finish this series with an article …More

When you retire you’ll have to make some decisions about life and health insurance coverage, assuming that you are enrolled …More

Last week I wrote about the annuities available to the surviving spouses of federal employees. This week I’ll explain the …More

If you die while employed by the federal government and are married, your spouse will be entitled to a survivor …More

Last week I wrote about how retiree annuities are calculated. This time I want to explain what cost-of-living adjustments are, …More

In this article I want to show you how to calculate your annuity, an exercise that starts off as straight-forward …More

Last week, I spelled out the rules governing whether you are covered by CSRS, CSRS Offset or FERS. It all …More

This week I’m starting a series on retirement, beginning with what retirement system you are in – and if you’re …More

The FEHB program allows a federal employee’s children to be covered up to age 26, regardless of whether the child …More

Last week I pointed out that with one exception, any child who is covered under your FEHB enrollment loses that …More

Last week I went over the basics of the FEHB program, focusing on enrollment options and costs to you of …More

The Federal Employees Health Benefits program is one of the best benefits offered by the government. And it’s open to …More

With the likelihood of RIFs and buyouts on the horizon, your Federal Employees’ Group Life Insurance (FEGLI) coverage takes on …More

With a new administration taking office, it’s a good time to review what would happen to your health benefits coverage …More

Last week I wrote about delays in the processing of your retirement application. This week I want to lead you …More

There are three players involved in moving you from the employment roll to the retiree roll: you, your agency, and …More

Now that the change in administrations is here, it’s a foolish employee who doesn’t recall what Mr. Trump talked about …More

December 31 was the last day that FERS employees could retire and be on the annuity roll in January. And …More

Cost-of-living adjustments for federal retirees have been up and down since they became automatic in 1962. In recent years, they …More

The 2016 leave year ends on January 7, 2017. For those of you who are resigning or retiring before the …More