Expert’s View

Over the last three weeks, I’ve answered three questions, which are essential when you sit down to figure out what …More

Over the last two weeks, we’ve considered three questions that are essential when you sit down to figure out what …More

Last week we considered three questions that are essential when you sit down to figure out what your annuity will …More

If you’re planning to retire — however near or far ahead that day may be — you’ll want to be …More

Recent articles in this space have stepped through the retirement process maze, describing your role, your agency’s role, and OPM’s …More

Have you ever done something—said something in an email, perhaps—and suddenly had second thoughts and wished you could take it …More

Two previous articles covered your role in planning for retirement and your agency’s role in getting your application to OPM. …More

By the government’s definition, a short-term disability is a physical or mental condition that causes you to be unable to …More

A Medigap plan is designed to fill gaps in Medicare coverage. While every state has standardized Medigap plans, each has …More

If you are covered by the Federal Employees Health Benefits program, do you still need to be covered by Medicare? …More

Sick leave is the gift that keeps on giving. Not only can you use it when you’re ill but also …More

If you are a government employee who once left, got a refund of your retirement contributions, and then returned to …More

Last week we looked at the rules governing retirement benefits for employees who served on active duty but didn’t retire …More

If you served in the armed forces, that time can be used to increase your years of civilian service and …More

Recent articles in this space have asked you to consider if you are ready to retire and, if you are, …More

FERS employees have to retire by the last day of a month in order to begin receiving an annuity in …More

Last week I posed three questions that you should consider when asking “am I ready to retire?“. And you shouldn’t …More

The end of the year is just around the corner. It’s a time when employees who are already eligible to …More

FEDVIP and FSAFEDS are important considerations as we head into Open Season, but let’s take a look at two types …More

Open Season (running November 12 – December 10) isn’t just about the Federal Employees Health Benefits program and the options …More

During this health benefits Open Season (November 12 – December 10) if you are already enrolled in an FEHB plan, …More

On September 26, OPM announced that in 2019 the average enrollee share of premiums for current non-Postal employees and retirees …More

I had thought I’d never need to write another article about what happens when CSRS employees continue working beyond the …More

Two recent articles covered law enforcement and firefighter retirement benefits under FERS and under CSRS. These so-called “special category” employees …More

Well, it’s happened again. President Trump has again advocated freezing federal salary rates in January 2019. Earlier this year, he …More

OPM recently amended the Federal Employee Health Benefits program regulations to allow family members to be removed from existing self …More

Recently articles have looked at the importance of getting credit for all your periods of federal employment, attending a pre-retirement …More

Recently we have looked at the importance of getting credit for all your periods of federal employment, attending a pre-retirement …More

Last week I wrote about the importance of getting full credit for all your periods of federal employment. I went …More

If you already have the years and service needed to retire, this is the time of year when you may …More