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Tuesday, September 16th, 2025
Federal Employee Handbooks

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Retirement Credit for Service Academy Time?

Published: July 21, 2020

I had thought the fact that federal employees who attended one of the military service academies were entitled to get …More

Timing Federal Retirement to Boost Your Annuity

Published: July 6, 2020

In the last two weeks we’ve looked at how you can increase the two main elements of your retirement benefit …More

Boosting Your Federal Annuity – Additional Service Time

Published: June 30, 2020

If you are not financially ready to retire when you reach eligibility to retire, a common response is to continue …More

Boosting Your Annuity – Your High-3 Explained

Published: June 23, 2020

In my previous series focusing on retirement eligibility, I pointed out that the decision to retire is not just a …More

Deferred Retirement

Deferred Retirement for Federal Employees

Published: June 16, 2020

Over the last four weeks, I’ve written about the pluses and minuses of staying in the federal government during this …More

Minimum Retirement Age: The FERS MRA+10 Provision

Published: June 9, 2020

A unique feature of the FERS retirement system is the MRA+10 provision. It allows employees to retire at their minimum …More

Immediate Retirement Under FERS

Published: June 2, 2020

Last week I wrote about immediate retirement under CSRS and CSRS Offset. This time I want to review the immediate …More

Immediate Retirement – CSRS & CSRS Offset

Published: May 26, 2020

While the number of CSRS and CSRS Offset employees is declining, there are still plenty of you on the rolls. …More

Wondering if You Should Move on From a Federal Job?

Published: May 19, 2020

From time to time, events cause a spike in anxiety among federal employees and retirees. We are currently in such …More

FEHB and Medicare

You Paid for Medicare, So Do You Still Need FEHB in Retirement?

Published: May 13, 2020

Here’s question retirees turning age 65 often ask: “Since I paid for Medicare Part A when I was working, do …More

Medicare Eligibility for Most Starts at 65

Published: May 5, 2020

As a rule, you have to be age 65 or older to be eligible for Medicare. However, Medicare coverage is …More

fehb spouse coverage

FEHB and Spousal Coverage in Retirement

Published: April 29, 2020

Over the last two weeks, I’ve explained the five-year rule, which determines your eligibility to carry your FEHB coverage into …More

fehb into retirement

Taking FEHB into Retirement Without a Hitch

Published: April 21, 2020

Last week I filled you in on three basic elements of the Federal Employees Health Benefits program: enrollment, premiums and …More

fehb value for federal employees critical

FEHB, One of the Most Valuable Benefits to Feds

Published: April 15, 2020

One of the most important benefits for federal employees, retirees, family members and survivors became law on September 28, 1959. …More

Fact or Fiction: Retirement Credit for Military Service

Published: April 7, 2020

Does this sound familiar? I served on active duty in the armed forces, so that will increase my civil service …More

fedweek.com: colas for retirees fers csrs

Fact or Fiction: Full COLAs for Everyone, All the Time

Published: April 1, 2020

Cost-of-living adjustments (COLAs) are one of the benefits that makes retirement financially viable for federal employees. However, there are some …More

fedweek.com: early retirement myths

Fact or Fiction: Extra Retirement Credit

Published: March 17, 2020

On federal personnel matters, there is always an abundance of fictions that masquerade as facts. Years ago, these were minor …More

Federal Benefits in the Event of Your Death

Published: March 11, 2020

In the last three articles on life events, we focused on the benefits impact of marriage, children, and divorce. Let’s …More

Life Events – Separation or Divorce and Federal Benefits

Published: March 3, 2020

This is the third in a series of articles about life events and how they might affect you. I started …More

fedweek.com: life events children fehb

Life Events – Children and Effect on Federal Benefits

Published: February 25, 2020

Last week we looked at the benefits available if you get married and how to make adjustments in your designations …More

Marriage and Your Federal Benefits

Published: February 19, 2020

As the old saying goes, life is what happens when you’re making other plans. The important thing is to recognize …More

Leaving Government Before Being Eligible for an Annuity

Published: February 12, 2020

If you leave government before you have the right combination of age and service to retire, you’ll be entitled to …More

Have you checked your OPF to see who would benefit if you die?

Published: January 29, 2020

In my last article, I pointed out why it’s so important to have your affairs in order in the event …More

Don’t Make This Mistake and Lose Your FEHB

Published: January 7, 2020

I’ve written about this issue before but I wish I had done so again recently because it might have spared …More

Retiring at the Turn of the Year

Published: December 23, 2019

Well, we really are down to the wire. The last day on which a FERS employee can retire and be …More

Retirement and Interim Payments

Published: December 18, 2019

Years ago, when an agency submitted an employee’s retirement paperwork, it took OPM a long time to begin paying that …More

Annual Leave Considerations for Retirement

Published: December 10, 2019

The 2019 leave year ends on Saturday, January 4, 2020 and the 2020 leave year begins on Sunday, January 5. …More

The Best Dates to Retire Under FERS, CSRS

Published: December 4, 2019

If you are eligible to retire, have decided to do so soon but haven’t made up your mind on an …More

Take Advantage of Open Season

Published: November 27, 2019

Relatively few employees, retirees, and survivors — only around five percent each year — take advantage of their opportunity to …More

Sick Leave – The Gift That Keeps on Giving

Published: November 20, 2019

Sick leave is one of the government’s high-value benefits. Not only does it help when you are ill but it …More

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Forum
Questions forum

Retirement & Financial

  • New ‘Senior Deduction’ Doesn’t Directly Reduce Taxes on Social Security Benefits, Report Stresses

    A report for Congress says that the new “senior deduction” in the recently enacted tax […]

  • FERS Supplement vs The 10% Pension Bonus

    Federal employees enjoy many benefits in retirement. Two great benefits are the FERS supplement and […]

More in Retirement & Financial

TSP

  • OK, FERS and TSP, but What About Social Security Retirement Income?

    I was born in November.  So, this August I received a notice from the Social […]

  • Taxes Due on In-Plan Roth Conversions Cannot be Taken From TSP Money

    Don’t forget, the TSP is going to allow in-plan Roth conversions beginning in January 2026.  […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

More in Retirement Benefits

Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

More in Estate Planning

Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2020L 2030L 2040L 2050G FundF FundC FundS FundI Fund
Aug1.12%%1.97%2.29%2.55%0.37%1.19%2.03%4.08%3.95%
YTD6.24%%10.04%11.37%12.47%2.98%4.99%10.76%8.96%21.50%
10yr4.91%%8.42%9.40%10.23%2.69%1.92%14.58%10.61%7.63%
View TSP chart
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