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Tuesday, September 16th, 2025
Federal Employee Handbooks

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Retirement Misenrollments

Published: March 27, 2017

Last week, I spelled out the rules governing whether you are covered by CSRS, CSRS Offset or FERS. It all …More

Your CSRS and FERS Retirement Systems

Published: March 22, 2017

This week I’m starting a series on retirement, beginning with what retirement system you are in – and if you’re …More

Annuity Benefits to Children

Published: March 14, 2017

The FEHB program allows a federal employee’s children to be covered up to age 26, regardless of whether the child …More

Temporary Continuation of Health Insurance for Children

Published: March 6, 2017

Last week I pointed out that with one exception, any child who is covered under your FEHB enrollment loses that …More

FEHB Coverage for Your Children

Published: February 28, 2017

Last week I went over the basics of the FEHB program, focusing on enrollment options and costs to you of …More

Three Key Features of the FEHB

Published: February 22, 2017

The Federal Employees Health Benefits program is one of the best benefits offered by the government. And it’s open to …More

FEGLI Coverage and You

Published: February 15, 2017

With the likelihood of RIFs and buyouts on the horizon, your Federal Employees’ Group Life Insurance (FEGLI) coverage takes on …More

FEHB in Retirement

Published: February 8, 2017

With a new administration taking office, it’s a good time to review what would happen to your health benefits coverage …More

The Retirement Application Process

Published: February 1, 2017

Last week I wrote about delays in the processing of your retirement application. This week I want to lead you …More

Who Held Up Your Retirement Benefit? Maybe You

Published: January 25, 2017

There are three players involved in moving you from the employment roll to the retiree roll: you, your agency, and …More

VERAs and VSIPs in Your Future?

Published: January 17, 2017

Now that the change in administrations is here, it’s a foolish employee who doesn’t recall what Mr. Trump talked about …More

Retiring in 2017

Published: January 9, 2017

December 31 was the last day that FERS employees could retire and be on the annuity roll in January. And …More

Retiree COLAs

Published: January 4, 2017

Cost-of-living adjustments for federal retirees have been up and down since they became automatic in 1962. In recent years, they …More

FEHB and FEGLI in Retirement

Published: December 19, 2016

All of you federal employees who have end-of-year itchy feet want to know if you’ll be able to continue your …More

The 80 Percent Limit

Published: December 14, 2016

How many CSRS employees are still in the workforce? Not a huge number, down to around 5 percent of the …More

VERAs and VSIPs

Published: November 23, 2016

In the months leading up to the election, things were unusually quiet on the personnel front. And employees kept asking …More

What’s Next Now that Donald Trump has Been Elected Our Next President?

Published: November 16, 2016

What’s Next? “The right of election is the very essence of the Constitution.” The votes have been counted and the …More

Thinking about Retiring

Published: November 9, 2016

Are you ready to retire? I know it’s a little late in the year to be bringing this up, but …More

FEGLI and TSP Beneficiary Designations

Published: October 26, 2016

When you came to work for the government, you filled out a raft of papers. Among them likely were designations …More

The Survivor Annuity Election

Published: October 19, 2016

This is the time of year when retirements start to crest. If you are one of those getting ready to …More

Catch-62 Revisited

Published: October 12, 2016

Police (without moving): Yes, yes, we go. General: Then do not stay. Police: Tarantara General: Then why this delay? Police: …More

Planning to Retire – Social Security Considerations

Published: October 4, 2016

Today I’ll point out two more things that could blindside you when you retire: the windfall elimination provision (WEP) and …More

Planning to Retire – Continuing FEHB Coverage

Published: September 28, 2016

Over the last two weeks, I’ve written about the importance of attending a pre-retirement seminar, and focused on making sure …More

Planning to Retire – Military Service Credit

Published: September 21, 2016

Last week I wrote about the importance of attending a pre-retirement seminar, and focused on making sure that you are …More

Planning to Retire – Getting Help

Published: September 13, 2016

This is the time of year when employees with the necessary age and years of service start thinking seriously about …More

Self Plus One Revisited

Published: September 7, 2016

Last week I wrote about the upcoming FEHB Open Season, and recommended that you assess your own and your family’s …More

FEHB Open Season Coming Up

Published: August 29, 2016

Open Season for the Federal Employees Health Benefits (FEHB) program runs from November 14 through December 12. When that Open …More

FEGLI’s AD&D Insurance

Published: August 24, 2016

If you are an employee covered by the Federal Employees’ Group Life Insurance (FEGLI) program, there’s an extra benefit in …More

What’s Cooking in Congress

Published: August 17, 2016

As the old saying goes, “Idle hands are the devil’s workshop.” With the Congress repeatedly being in and out of …More

FLTCIP Decision Period for Current Enrollees

Published: August 10, 2016

In the Federal Long-Term Care Insurance Program, every seven years, OPM is required to ask for bids to continue the …More

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Questions forum

Retirement & Financial

  • New ‘Senior Deduction’ Doesn’t Directly Reduce Taxes on Social Security Benefits, Report Stresses

    A report for Congress says that the new “senior deduction” in the recently enacted tax […]

  • FERS Supplement vs The 10% Pension Bonus

    Federal employees enjoy many benefits in retirement. Two great benefits are the FERS supplement and […]

More in Retirement & Financial

TSP

  • OK, FERS and TSP, but What About Social Security Retirement Income?

    I was born in November.  So, this August I received a notice from the Social […]

  • Taxes Due on In-Plan Roth Conversions Cannot be Taken From TSP Money

    Don’t forget, the TSP is going to allow in-plan Roth conversions beginning in January 2026.  […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

More in Retirement Benefits

Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

More in Estate Planning

Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2020L 2030L 2040L 2050G FundF FundC FundS FundI Fund
Aug1.12%%1.97%2.29%2.55%0.37%1.19%2.03%4.08%3.95%
YTD6.24%%10.04%11.37%12.47%2.98%4.99%10.76%8.96%21.50%
10yr4.91%%8.42%9.40%10.23%2.69%1.92%14.58%10.61%7.63%
View TSP chart
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