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Wednesday, September 17th, 2025
Federal Employee Handbooks

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Earning and Carrying Annual Leave

Published: January 22, 2014

Annual leave is one of the best benefits provided to federal employees. But the rules on how you accumulate it …More

Waiver of the FEHB Five-Year Rule

Published: January 15, 2014

When I was in elementary school, I wanted to be an archaeologist. One definition of archaeology is “the study of …More

Social Security and CSRS

Published: December 31, 2013

If you are a CSRS employee who has, or will have, enough Social Security credits to be eligible for an …More

Is a Deferred Annuity Right for You?

Published: December 18, 2013

With all the bashings, brickbats and mistreatment that federal employees have had in recent times, it’s no wonder that a …More

Picking a Retirement Date

Published: December 4, 2013

Listen up all you CSRS and FERS employees who are eligible to retire and are trying to make up your …More

Open Season 2013 Elections

Published: November 27, 2013

FEDVIP If you are enrolled in FEDVIP, you can continue that coverage without taking any action during the current Open …More

Open Season 2013 Opportunities

Published: November 20, 2013

Open Season began on November 11 and runs through December 9. It’s your annual opportunity to exercise your right to …More

Leave or Stay?

Published: November 13, 2013

In my last few columns I’ve focused on retirement, which is the topic du jour for most federal employees these …More

Voluntary and Discontinued Service Retirement

Published: November 6, 2013

Over the last two weeks, I’ve written about how to speed up the retirement application process if you are ready …More

Best Date to Retire

Published: October 30, 2013

Year after year, I get the same question. What’s the best date to retire? That was an easy question to …More

Former Spouse Annuities

Published: October 16, 2013

Last week I wrote about the legal requirement that a retiring employee who is married must elect a full survivor …More

When You Don’t Make a Survivor Annuity Election

Published: October 9, 2013

It’s no fun thinking about death, especially when it’s your own. However, all married federal employees are required by law …More

The Cost of Avoiding Catch-62

Published: October 2, 2013

While the population of CSRS-covered employees has dwindled to about a tenth of the workforce, the fact that most of …More

Don’t Make These Mistakes When Retiring

Published: September 25, 2013

I’ve had a lot of e-mails from (and conversations with) recent retirees who are having second thoughts about their decision …More

Voluntary Separation Incentive Payments

Published: September 18, 2013

Over the last weeks, I’ve written about the rules governing the retirement benefits of those employees who retire early under …More

Postponed Annuities

Published: September 11, 2013

Over the last few weeks, I’ve written about the rules governing those employees who retire under the Voluntary Early Retirement …More

Deferred Annuities

Published: September 4, 2013

Last week I wrote about employees who retire under the Voluntary Early Retirement Authority (VERA). This time I want to …More

Early Retirement

Published: August 28, 2013

As the sequestration has tightened its hold on federal agencies, increasing numbers of employees have been asking me about their …More

Deciding Whether to Make a Deposit

Published: August 21, 2013

Last week I wrote about what happens to the annuities of federal employees who served in the armed forces after …More

What Catch-62 Is All About

Published: August 14, 2013

If you served in the military after December 31, 1956, you can get retirement credit under both your civilian retirement …More

Credit for Active Duty Service

Published: August 7, 2013

Last week I wrote about all the different kinds of service for which you can get credit in determining your …More

Getting Service Credit Where Credit Is Due

Published: July 24, 2013

The number of employees who are planning to retire in the near future has increased greatly. If you are among …More

Who Will Benefit?

Published: July 12, 2013

Do you know who will benefit from your Federal Employees’ Group Life Insurance (FEGLI) policy or Thrift Savings Plan (TSP) …More

OPM’s Retirement Case Processing

Published: July 2, 2013

Those of you who are considering retiring have heard horror stories about OPM’s processing of retirement claims. And those of …More

Special Considerations of Phased Retirement

Published: June 26, 2013

As I mentioned last week, if you are approved for phased retirement, you’ll receive additional credit for that service toward …More

Qualifying for Phased Retirement

Published: June 19, 2013

OPM has finally published proposed regulations to implement phased retirement. While nothing will happen until those regs are final, at …More

Survivor Annuity Facts

Published: June 12, 2013

I’m amazed at the number of questions I get from employees that begin with the assumption that they can make …More

Revised Annuity Employees

Published: June 5, 2013

I’ve been getting a lot of questions from employees wanting to know if their retirement contributions will be increased. Well, …More

The End of the Special Retirement Supplement?

Published: May 29, 2013

Representative Paul Ryan’s budget proposal for fiscal year 2014 passed the House on March 21. It includes a provision that …More

Will Your Retirement Benefits Be Chained?

Published: May 22, 2013

One of the hottest proposals aimed at stemming the growth in entitlement spending is the Chained CPI. That’s the short …More

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Questions forum

Retirement & Financial

  • New ‘Senior Deduction’ Doesn’t Directly Reduce Taxes on Social Security Benefits, Report Stresses

    A report for Congress says that the new “senior deduction” in the recently enacted tax […]

  • FERS Supplement vs The 10% Pension Bonus

    Federal employees enjoy many benefits in retirement. Two great benefits are the FERS supplement and […]

More in Retirement & Financial

TSP

  • OK, FERS and TSP, but What About Social Security Retirement Income?

    I was born in November.  So, this August I received a notice from the Social […]

  • Taxes Due on In-Plan Roth Conversions Cannot be Taken From TSP Money

    Don’t forget, the TSP is going to allow in-plan Roth conversions beginning in January 2026.  […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

More in Retirement Benefits

Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

More in Estate Planning

Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2020L 2030L 2040L 2050G FundF FundC FundS FundI Fund
Aug1.12%%1.97%2.29%2.55%0.37%1.19%2.03%4.08%3.95%
YTD6.24%%10.04%11.37%12.47%2.98%4.99%10.76%8.96%21.50%
10yr4.91%%8.42%9.40%10.23%2.69%1.92%14.58%10.61%7.63%
View TSP chart
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