Expert’s View

There are always rumors floating around that federal employees fall for. It isn’t because they are stupid but because they …More

Back on June 9, I wrote about a provision in the health care reform law enacted early this year to …More

The annual health benefits open season is on the horizon. It runs from Monday, November 8 to Monday, December 13. …More

Now we’ve come to the key question that’s been on your mind all along. How much money will I get …More

Last week I talked about what’s included in basic pay, and what isn’t. Because your annuity will be based in …More

Besides age and length of service, a key ingredient in computing an annuity is the amount of your basic pay. …More

Last week I wrote about the requirements you need to meet in order to retire. One of those elements was …More

It’s back to basics, folks. What with legislative changes altering the landscape, you’ve raised a lot of questions about retirement. …More

OPM has issued regulations setting new policy regarding who is considered to be a family member or immediate relative for …More

Most retirees know that if they return to work for the government, the odds are good that the salary of …More

I’ve received a lot of e-mails from irate employees who have made (or are making) deposits to get credit for …More

In 2000 the Federal Erroneous Retirement Coverage Corrections Act became law. It was designed to allow the correction of problems …More

While I was ginning up last week’s article about Option C insurance, I got to thinking about two features of …More

My article on legislation that would allow dependent children to be covered by their parent’s FEHB policy up to age …More

Since enactment of the national health insurance reform law in March, there’s been a steady stream of questions regarding when …More

It’s a well-known fact that when money is in short supply, training is one of the first things to go. …More

If you didn’t know it already, many federal civilian employees who are members of the reserve forces of the United …More

Have you ever made deposits to get credit for active duty military time or non-deposit civilian service, or made redeposits …More

Going all the way back to the Truman administration, federal employees stationed in non-foreign areas of the United States have …More

My, how time flies. Back on October 28, 2009, a provision in the National Defense Authorization Act for the first …More

Under current law, an employee who leaves government before being eligible to retire can leave his retirement contributions in the …More

It’s been nearly a month since the president signed the "Patient Protection and Affordable Care Act," and readers have been …More

If you are a federal civilian employee who is a member of the armed forces reserve or the National Guard …More

As a retiring federal employee, you can elect a survivor benefit for your spouse. In fact, by law you have …More

OPM is on the hot seat for what Sen. Barbara Mikulski (D-Md.) called its scandalously wasteful and unacceptable processing of …More

Last week I wrote about the Windfall Elimination Provision and how it affects the Social Security benefit of anyone who …More

If you are a CSRS-covered employee (either CSRS or CSRS Offset), there are two provisions of law that can negatively …More

What role Social Security plays in your retirement depends on which retirement system you’re in.   If you are a …More

One of the little known features of federal employment is the Voluntary Contributions Program, an investment opportunity that is only …More

On December 31, 2009, the Office of Personnel management published a number of changes, clarifications and corrections to the Federal …More