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Wednesday, September 17th, 2025
Federal Employee Handbooks

Expert’s View

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Sick Leave for Childbirth or Adoption

Published: April 5, 2023

Last week I pointed out that the allowable uses of sick leave have expanded over the years. Now I want …More

The Value of Sick Leave Before and at Retirement

Published: March 28, 2023

While the original purpose of sick leave was to allow you to take off from work when you weren’t well, …More

Understanding the Federal Long-Term Care Insurance Program

Published: March 14, 2023

In this series of articles, I’ve walked you through the Federal Employees Health Benefits program as it applies to both …More

Understanding the Federal Employees’ Group Life Insurance Program

Published: February 28, 2023

In my last two articles in this series on understanding federal insurance benefits I wrote about the Federal Employees Health …More

Get to Know the FEHB Program

Published: February 14, 2023

The Federal Employees Health Benefits (FEHB) program is the world’s largest employee-sponsored health insurance program. Currently there are about 275 …More

Becoming Vested in the Federal Retirement System

Published: January 31, 2023

Even during unsettled times, there are always a steady stream of new employees coming into the federal workforce. While some …More

The FERS Special Retirement Supplement and Social Security

Published: January 24, 2023

I’ve received a number of emails recently from Federal Employees Retirement System retirees who are confused about the special retirement …More

An Insider’s Look at FEHB

Published: January 17, 2023

During the open season that ended a month ago, federal employees, retirees and survivors made their choices for Federal Employees …More

Death Benefits for Survivors of Federal Employees

Published: January 10, 2023

If you work for the federal government, are married, and die while still on the payroll, your surviving spouse will …More

Checking and Changing Who Would Receive Your FEGLI Benefits

Published: December 28, 2022

When you joined the government, you filled out a lot of papers. Among them was likely a designation of beneficiary …More

The Basics and Options of Federal Employees’ Group Life Insurance

Published: December 20, 2022

Here’s a quick memory test. Question: When were you first covered by the Federal Employees’ Group Life Insurance program? Answer: …More

The Process of Retiring: Last-Minute Changes

Published: December 13, 2022

Over the last three weeks I’ve spelled out what you, your agency and OPM have to do to move you …More

Retiring from a Federal Career: Prepare to Wait

Published: December 6, 2022

In my last two articles, I described the first two steps in the retirement process. First was your filing a …More

The Process of Retiring: Check Your Agency’s Work

Published: November 29, 2022

Last week I said that this is a remarkable year to retire. That’s because the leave year ends on December 31. …More

Late-Year Retirement Considerations: 2022 Has Advantages for Feds

Published: November 23, 2022

Isn’t it a little late in the year to be talking about preparing for retirement at year’s end? Normally, I’d …More

The Best Date for Feds to Retire in 2022

Published: November 15, 2022

The end of the year is just around the corner and employees are peppering me with one question. When is …More

Open Season Options and Procedures

Published: November 8, 2022

This year’s Federal Employee Health Benefits Open Season will run from November 14 to December 12, 2022. If you are …More

FEHB: Federal Benefits Fast Facts

Published: November 1, 2022

This year more than in the recent past years, the make-up and number of providers under the Federal Employees Health …More

8 Mistakes Employees Make During Open Season

Published: October 26, 2022

Open Season is set for November 14th to December 12th, 2022. But, while managing your insurance choices can be far …More

FEHB Open Season Ahead – Time to Shop

Published: October 25, 2022

Those federal employees who have been around for more than a year, and retirees without exception, know that in the …More

The Government Pension Offset and Social Security

Published: October 18, 2022

Last week I examined the Windfall Elimination Provision and noted—to the disappointment of those of you who are or will …More

Windfall Elimination Provision Getting Attention in Congress

Published: October 11, 2022

For the umpteenth time, efforts are underway in the Congress to repeal the Windfall Elimination Provision (WEP) and the Government …More

Life Insurance: FEGLI Coverage for Federal Retirees

Published: October 4, 2022

Assuming that you are enrolled in the FEGLI when you retire, you’ll have to make two decisions. First, which benefits …More

Life Insurance: The FEGLI Program for Federal Employees

Published: September 28, 2022

The Federal Employees’ Group Life Insurance program is unique among the four government-sponsored insurance programs for federal workers in that …More

Federal Survivors Benefits – A Personal Story

Published: September 20, 2022

When I’m writing these articles I usually sound like I’m speaking from on high, quoting law and regulation rather than …More

The Hybrid CSRS Offset

Published: September 6, 2022

Last week I wrote about the origin of the government’s two main retirement systems – CSRS and FERS – and …More

CSRS and FERS – Why They Exist, Why They Differ

Published: August 30, 2022

There’s a world of difference between the Civil Service Retirement System and the Federal Employees Retirement System. So, it’s worth …More

Short-term Disability in the Federal Government

Published: August 23, 2022

If you have a physical or mental condition that causes you to be unable to perform your job for any …More

Retirement Benefits if You Live Outside the U.S.

Published: August 16, 2022

I just got back from Mexico City where I was visiting my brother and his family. While there I ran …More

Standard Form 50: Keep Each One in a Safe Place

Published: August 9, 2022

The SF 50 is the form that documents every personnel action that takes place from the day you enter government …More

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Issue Briefs What Goes Into Your Federal Annuity and How to Boost It
Forum
Questions forum

Retirement & Financial

  • New ‘Senior Deduction’ Doesn’t Directly Reduce Taxes on Social Security Benefits, Report Stresses

    A report for Congress says that the new “senior deduction” in the recently enacted tax […]

  • FERS Supplement vs The 10% Pension Bonus

    Federal employees enjoy many benefits in retirement. Two great benefits are the FERS supplement and […]

More in Retirement & Financial

TSP

  • OK, FERS and TSP, but What About Social Security Retirement Income?

    I was born in November.  So, this August I received a notice from the Social […]

  • Taxes Due on In-Plan Roth Conversions Cannot be Taken From TSP Money

    Don’t forget, the TSP is going to allow in-plan Roth conversions beginning in January 2026.  […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

More in Retirement Benefits

Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

More in Estate Planning

Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2020L 2030L 2040L 2050G FundF FundC FundS FundI Fund
Aug1.12%%1.97%2.29%2.55%0.37%1.19%2.03%4.08%3.95%
YTD6.24%%10.04%11.37%12.47%2.98%4.99%10.76%8.96%21.50%
10yr4.91%%8.42%9.40%10.23%2.69%1.92%14.58%10.61%7.63%
View TSP chart
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