Expert’s View

Last week I previewed the Federal Employees Health Benefits program open season that will run November – December 13. At …More

The annual open season begins on November 8 and ends on December 13 in the Federal Employees Health Benefits program, …More

In the last four articles, I’ve pointed out what you need to do if you want to retire, what roles …More

In my last three articles I described the roles you, your agency and OPM have in moving you from being …More

In my last two articles, I wrote about two key players on your road to retirement: you and your agency. …More

In a perfect world, you should begin serious preparations for retirement at least a year in advance. However, that isn’t …More

Several readers have asked me explain the difference between voluntary and discontinued service retirement. I’m not sure if they were …More

I may be preaching to a rapidly diminishing body of readers: Those covered by the Civil Service Retirement System (CSRS). …More

Do you know who will be entitled to your Federal Employees Group Life Insurance (FEGLI) policy proceeds or to the …More

Updated: Federal employees earn sick leave at the rate of 4 hours for every 80 hours worked. At retirement, the …More

While the annuity benefits of children where one or both of the parents have died usually end at age 18, …More

As I previously pointed out, the law allows children to be covered by Federal Employees Health Benefits program up to …More

Did you know that your children may be entitled to certain benefits on your death? Well, they are. One of …More

I’m going to start this series on health and life insurance by focusing on health insurance and what it means …More

Recently I heard from a supervisor that said he told an employee that any FERS employee who accepted an early …More

I know we’re only in July and there are months to go before most eligible employees get serious about retirement. …More

It’s amazing how quickly the rumor mill gets going when a new administration comes into town. When the pandemic was …More

It’s easy to get complacent and think that mistaken beliefs about retirement which used to spread like wildfire—sometimes by interoffice …More

No, I’m not talking about bills you have to pay. I’m talking about bills that have been introduced in Congress …More

We hear the term Service Computation Date (SCD) but exactly what is it and how is it calculated?  Let’s start …More

In the last three articles on life events, I focused on marriage, children, and divorce. I’ll conclude this series by …More

This is the third in a series of articles about life events and how they might affect your Federal Employees …More

Last week I wrote about the choices available to you under the federal health insurance programs if you get married. …More

Over the last two weeks, I wrote about the things that newly hired employees need to consider when making decisions …More

Last week I wrote about the decisions employees need to make about coverage under the Federal Employees Health Benefits (FEHB) …More

If you are a relatively new employee, you’ll remember that when you went to work for the government, you had …More

For those employees who have been waiting for a conjunction of the planets or a lucky roll of the dice …More

Last week I filled you in on a series of basic benefits that your survivors would be entitled to if …More

In a previous article we looked at rules governing the payment of CSRS and FERS retirement benefits to U.S. citizens …More

I get questions from federal retirees who are thinking about living part time or full time overseas (it seems some …More