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Wednesday, April 1st, 2026
Federal Employee Handbooks

Retirement Benefits

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Don’t Confuse Raises and COLAs

Published: September 6, 2018

Although the terms raise and COLA (for cost-of-living adjustments) often are used interchangeably in the federal vocabulary, they are two …More

Understanding COLA Payouts

Published: August 15, 2018

Cost-of-living adjustments (COLAs) are the government’s way of adjusting annuities to match increases in the Consumer Price Index for Urban …More

Running the Math on Social Security Benefits

Published: July 26, 2018

Over seven out of every ten Americans receive their Social Security checks as soon as possible, often at age 62. …More

Designating, or Not, Who Receives Your FEGLI Benefits (Published: June 21, 2018)
When FLTCIP Benefits Begin (Published: May 17, 2018)
Exceptions to ‘Windfall’ Provision (Published: April 24, 2018)
FEDVIP More Flexible for Retirees than FEHB (Published: March 22, 2018)
Think Before Dropping FLTCIP (Published: February 15, 2018)
Death Benefits with No Survivor Annuity Payable (Published: January 18, 2018)
Understanding How You Earn Social Security Credits (Published: December 18, 2017)
Retirement Application Needs Careful Handling (Published: November 21, 2017)
The Benefit Differences of CSRS Offset (Published: October 26, 2017)
Keep an Eye on Earnings Records, SSA Advises (Published: September 21, 2017)
The Effects of Delaying FLTCIP Purchase (Published: August 28, 2017)
Know the Exceptions to Social Security ‘Offset’ Provision (Published: July 27, 2017)
Buyout Repayment Waivers are Rare (Published: June 13, 2017)
How COLAs Apply to Survivor Benefits (Published: May 4, 2017)
The Value of a Survivor Annuity (Published: March 23, 2017)
Understanding TSP Annuity Options (Published: February 6, 2017)
Two Types of Retirement for Special Situations (Published: January 3, 2017)
The Difference Between Raises and COLAs (Published: November 29, 2016)
Minimum Coverage Requirements in FEHB (Published: October 31, 2016)
How the CSRS Offset Works (Published: September 19, 2016)
Military Service Deposit Requirements (Published: August 11, 2016)
Bouncing Back from a TSP Downturn (Published: July 7, 2016)
How Social Security Credits are Earned (Published: May 5, 2016)
Disability vs. Optional Retirement (Published: March 31, 2016)
The Benefits of TSP Benchmarking (Published: January 14, 2016)
Supplement Can Be Unexpected Boost (Published: November 19, 2015)
Separation Has Consequences for TSP Loan (Published: October 1, 2015)
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Questions forum

Retirement & Financial

  • IRAs Exceed Employer-Sponsored Savings Plans but Have Fewer Guardrails, Says Retirement Studies Center

    Assets in IRAs exceed those in employer-sponsored retirement savings plans such as 401(k)s and the […]

  • FEDVIP Considerations into Retirement

    You generally may keep dental and/or vision coverage under the Federal Dental and Vision Insurance […]

More in Retirement & Financial

TSP

  • FERS, TSP and Leaving a Federal Job Before Retirement Age

    Not everyone who starts a federal career will end up still being a federal employee […]

  • OK, FERS and TSP, but What About Social Security Retirement Income?

    Last summer I received a notice from the Social Security Administration that my new statement […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

More in Retirement Benefits

Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

More in Estate Planning

Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2030L 2035L 2040L 2050G FundF FundC FundS FundI Fund
Feb0.82%1.26%1.41%1.50%1.65%0.33%1.63%-0.76%1.08%6.05%
YTD1.95%3.23%3.62%3.88%4.31%0.70%1.84%0.68%3.52%12.34%
10yr5.40%9.56%10.77%11.80%2.80%2.07%15.47%12.39%10.93%
View TSP chart
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