Retirement Benefits

Federal annuitants are eligible to enroll in the Federal Dental and Vision Insurance Program if they retired on an immediate annuity. Federal and postal employees enrolled in FEDVIP who subsequently retire on an immediate annuity or for disability may continue FEDVIP enrollment into retirement.

There is no five-year rule for continuing coverage into retirement as there is with the FEHB program. However, not eligible for an immediate annuity when they separate from federal service, even if they will be eligible for a deferred annuity later when they reach an age threshold, are not eligible to enroll in FEDVIP and cannot continue a FEDVIP enrollment into retirement.


There is no restriction in FEDVIP against getting back into the program if you drop out as a retiree as there is in FEHB.

Newly retiring employees are not responsible for arranging to have FEDVIP premiums deducted from their annuity payments instead of from their salaries, although contacting Benefeds at (877) 888-3337,, will speed the process.

A member of a family who receives an immediate annuity as the survivor of an employee or of a retiree is eligible to enroll in FEDVIP. The survivor does not need to have been covered under the deceased person’s FEDVIP enrollment. If an employee or annuitant enrolled in FEDVIP dies while enrolled in self plus one or self and family, the enrollment will continue for their eligible family members who become survivor annuitants.

Injury compensationers are eligible to enroll in FEDVIP or continue FEDVIP enrollment into compensation status. A family member receiving monthly compensation from the Office of Workers’ Compensation Programs as the surviving beneficiary of an employee who dies as a result of illness or injury sustained while in performance of his/her duty can enroll in FEDVIP or continue the deceased’s FEDVIP enrollment.