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Thursday, February 12th, 2026
Federal Employee Handbooks

Retirement Benefits

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Your Spouse Has Rights in TSP Decisions

Published: December 20, 2018

Those anticipating making a withdrawal from their Thrift Savings Plan accounts after retirement need to remember that the law gives …More

An Annuity Option for Those with Serious Health Conditions

Published: November 6, 2018

When the Federal Employees Retirement System was created, it included a provision that allowed all retiring employees – both CSRS …More

The Misunderstood CSRS Offset Annuity

Published: October 3, 2018

CSRS Offset is a hybrid system that is perhaps the most misunderstood of federal retirement programs. CSRS Offset mainly applies …More

Don’t Confuse Raises and COLAs (Published: September 6, 2018)
Understanding COLA Payouts (Published: August 15, 2018)
Running the Math on Social Security Benefits (Published: July 26, 2018)
Designating, or Not, Who Receives Your FEGLI Benefits (Published: June 21, 2018)
When FLTCIP Benefits Begin (Published: May 17, 2018)
Exceptions to ‘Windfall’ Provision (Published: April 24, 2018)
FEDVIP More Flexible for Retirees than FEHB (Published: March 22, 2018)
Think Before Dropping FLTCIP (Published: February 15, 2018)
Death Benefits with No Survivor Annuity Payable (Published: January 18, 2018)
Understanding How You Earn Social Security Credits (Published: December 18, 2017)
Retirement Application Needs Careful Handling (Published: November 21, 2017)
The Benefit Differences of CSRS Offset (Published: October 26, 2017)
Keep an Eye on Earnings Records, SSA Advises (Published: September 21, 2017)
The Effects of Delaying FLTCIP Purchase (Published: August 28, 2017)
Know the Exceptions to Social Security ‘Offset’ Provision (Published: July 27, 2017)
Buyout Repayment Waivers are Rare (Published: June 13, 2017)
How COLAs Apply to Survivor Benefits (Published: May 4, 2017)
The Value of a Survivor Annuity (Published: March 23, 2017)
Understanding TSP Annuity Options (Published: February 6, 2017)
Two Types of Retirement for Special Situations (Published: January 3, 2017)
The Difference Between Raises and COLAs (Published: November 29, 2016)
Minimum Coverage Requirements in FEHB (Published: October 31, 2016)
How the CSRS Offset Works (Published: September 19, 2016)
Military Service Deposit Requirements (Published: August 11, 2016)
Bouncing Back from a TSP Downturn (Published: July 7, 2016)
How Social Security Credits are Earned (Published: May 5, 2016)
Disability vs. Optional Retirement (Published: March 31, 2016)
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Issue Briefs What Goes Into Your Federal Annuity and How to Boost It
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Questions forum

Retirement & Financial

  • Need for Emergency Savings Doesn’t End at Retirement

    While most of the financial advice regarding the need for emergency savings focuses on those […]

  • Work Longer or Take the FERS Supplement Now: Which is Better?

    For federal employees planning retirement under FERS, one of the most discussed—and misunderstood—topics is the […]

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TSP

  • Should I be Aiming for a $1 Million TSP?

    For many federal employees approaching retirement, hitting the $1 million mark in their Thrift Savings […]

  • There Could be More TSP Millionaires but for These Two Things

    The December 2025 statistics had approximately 200,000 Thrift Savings Plan (TSP) Millionaires among 7.28 million […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

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Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

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Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

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Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2020L 2030L 2040L 2050G FundF FundC FundS FundI Fund
Jan1.12%%1.94%2.34%2.62%0.37%0.20%1.45%2.41%5.94%
YTD1.12%%1.94%2.34%2.62%0.37%0.20%1.45%2.41%5.94%
10yr5.32%%9.38%10.55%11.55%2.78%1.98%15.54%12.33%9.96%
View TSP chart
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