Retirement & Financial Planning Report

More than half of retirees view Social Security as their primary source of income, as do a quarter of those …More

Many people count down the days to retirement, dreaming of sitting on the beach or hitting the links daily in …More

After you retire, paychecks stop and guaranteed income (your annuity, Social Security, etc.) starts. If there’s a shortfall, you’ll draw …More

Retirement savers tend to have a too-negative attitude toward the potential risks and returns of investing in stocks and stock …More

If you leave government, you’ll receive a lump-sum payment for all your accrued annual leave. That’s true whether you resign, …More

You may have decided to relocate in retirement, which might mean moving a long distance away or just picking a …More

The percentage of FERS employees who are investing at least some of their money in the TSP, and the percentage …More

OPM director Scott Kupor has expressed confidence that an administration initiative to address the long-recognized issue of delays in processing …More

When planning a retirement, there are certain things that can put a lot of stress on the plan that you …More

Those close to retirement, or already are in it, view it differently than younger workers in key ways, including regarding …More

If you are a federal employee when you get married, you’ll need to notify your personnel office. There are two …More

Some people are reluctant to use trusts in their estate planning. You might think that leaving money in trust will …More

Updated: Retirement is a significant milestone that often comes with the freedom to relocate and enjoy a new chapter of …More

Scams against older persons are increasingly using artificial intelligence and are increasingly using person-to-person money transfers and cryptocurrency to get …More

There are two features of the Federal Employees Group Life Insurance (FEGLI) program that are not well known nor understood …More

A report for Congress says that the new “senior deduction” in the recently enacted tax and spending law “does not …More

Federal employees enjoy many benefits in retirement. Two great benefits are the FERS supplement and the 10% pension bonus. However, …More

One of the most common questions federal employees ask is, “When can I retire?” The answer depends on two key …More

A report says the trend of workers expecting to work to more advanced ages, or to never retire completely at …More

Many federal employees carry professional liability insurance coverage, which can help shield them against legal costs related to suits brought …More

Updated: In early 2025, federal employees narrowly avoided significant cuts to their retirement benefits. A series of budget proposals in …More

It’s a question on the minds of millions of Americans: Will Social Security still be around when it’s my time …More

The federal estate tax exemption has undergone dramatic changes over the past two decades. In 2001, estates exceeding $675,000 faced …More

A report for Congress has highlighted the impact of continued inaction to address Social Security financing needs, citing the increase …More

While it’s clearly not a pleasant topic, both you and your spouse should have a solid understanding—for financial planning and …More

Incompetency protection—guarding against the chance that you might lose the ability to manage your own affairs—can be valuable to both …More

Updated: Many federal employees close to retirement age or already eligible are considering their options. Following is a chart summarizing …More

A pair of reports has cautioned about widespread lack of knowledge and preparedness for long-term care, with the result of …More

While very few employees waive their FEGLI Basic coverage, a lot more don’t sign up for one or more of …More

Just before or after retirement, many people are faced with the prospect of changed finances that may cause them to …More