Retirement & Financial Planning Report

Although buyouts, also known as voluntary separation incentive payments, have not been used widely in recent years, the authority still …More

The death of a spouse often has negative financial implications for the survivor afterward, ranging from erosion of savings to …More

The annual open season is when most enrollment changes in the Federal Employees Health Benefits program occur, but certain changes …More

Index funds, such as those available through the Thrift Savings Plan, attempt to duplicate the returns of a given index, …More

The OPM has acted to improve privacy in in its communications with federal employees and retirees regarding their benefits, such …More

You may “assign” your Federal Employees Group Life Insurance to one or more persons, firms or trusts. Assignment means that …More

People with assets to lose (or the prospect of sizable future earnings) should protect those assets with excess liability insurance, …More

A survey of some 1,200 working age people has identified the familiar topics of the financial status of Social Security …More

Applying for federal disability retirement is for many people a daunting task that might discourage eligible persons. There are several …More

Deferred annuities have become increasingly popular over the years. As the name suggests, these are investment vehicles in which taxes …More

Job prospects for those who wish to extend their working careers into older ages involve both continued ability to perform …More

Here’s some important information to put into order to help your family regarding your federal benefits for their use at …More

Retirees should keep some money as cash on hand in an account where it is easily accessible such as a …More

Increases in income and/or decreases in the rate of growth of benefits would help shore up Social Security’s finances but …More

Each of the federal insurance programs has procedures for challenging the denial of a claim. Federal Employees Health Benefits Program–First, …More

Maybe you’re a new federal employee, or perhaps you’re a seasoned vet who will soon be shifting to a single …More

The latest version of a closely watched index of those who are at risk of not being able to maintain …More

Federal Employees Health Benefits program carriers are obligated to follow standard coordination of benefit rules established by the National Association …More

To cut auto insurance costs, check into buying it from the same company that provides your homeowner’s insurance. The more …More

There are approximately 117,000 Thrift Saving Plan (“TSP”) Millionaires. They make up about two percent of approximately 6.9 million active …More

Those with student loan debt on average save less for their retirement through employer-sponsored plans, resulting in lower savings in …More

You might lose your FEGLI life insurance coverage under certain circumstances. You can lose coverage if: * you leave government …More

A power of attorney is a document where one person (the principal) names another (the agent), who can act for …More

A posting by the Center for Retirement Research touts the value of Social Security as longevity insurance—protection against outliving one’s …More

Some federal retirees choose to go back to work, and in many cases, they naturally look to the government as …More

When you hear investment professionals speak of “cash,” they’re not talking about twenty-dollar bills in your dresser drawer. Instead, they …More

Having a pension in retirement is one of the best benefits that federal employees enjoy. Very few private sector employers …More

A recently introduced House bill (HR-6581) would broaden the scope of protections against age bias under the Age Discrimination in …More

Deciding whether to elect a survivor annuity is partly a matter of math, but it is more than that. The …More

Working for the federal government comes with some great insurance options. And one of the best perks is that most …More