Retirement & Financial Planning Report

Have you ever gotten into an argument with your health benefit plan over whether a medical procedure or service should …More

One reason for having a will is to make sure your wishes are carried out. If you die “intestate” (without …More

While phone calls remain the most common ways scammers target older persons, the percentage of those age 60 and older …More

Having sick leave not only helps when you are ill but can also be used for such things as childbirth, …More

The turn of the year is a natural, and good, time to get your financial records in order. Properly organizing—and …More

While 60 percent workers have not changed their retirement expectations due to the pandemic, of those who have more expect …More

A power of attorney can be invaluable. For example, you might suffer a stroke with no prior warning signals and …More

Retirees’ satisfaction with their retirement is falling, pulled down by concerns about loss inflation and other factors, a survey by …More

So-called “living trusts” are highly touted. They offer real advantages but there are disadvantages, too. Getting the benefits requires time, …More

Being denied Federal Disability Retirement can be heartbreaking. As a disabled federal employee who is struggling to work, receiving a …More

An inspector general report has said that tighter management in several areas of the FEHB program could help hold down …More

If you have a minor child, there are several strategies to pursue for better tax management of money for your …More

Depletion of the Social Security trust fund—now projected to occur around 2035—would require substantial immediate reductions in benefits and/or increases …More

Retirement is a common time to seriously consider taking out long term care insurance, for those who don’t already have …More

Projected future income from premiums in the Federal Long-Term Care Insurance Program is not enough to cover projected future claims, …More

For those who continue their Federal Employees Health Benefits program coverage into retirement, as most do, it is generally unnecessary …More

Using custodial accounts to hold assets for children is simple, inexpensive, and effective for income tax savings. There are drawbacks, …More

Under the Federal Employment Retirement System (FERS), federal employees who are unable to work due to a medical condition may …More

A Merit Systems Protection Board publication suggests that both federal retirees and agencies look more closely into the prospects of …More

When shopping for health insurance coverage during the annual benefits open season—November 14-December 12 this year—remember that although plan terms …More

One trend in health insurance of recent years that has become a sore point for FEHB enrollees, increases in out …More

The best way to help yourself toward a successful retirement is careful, long-term planning. But not everyone will have years …More

If you are concerned about inadequate income over a long retirement, consider investing in a variable annuity. * Variable annuities …More

I want to challenge your ideas about retirement and ask whether you could possibly retire at age 50, or even …More

Potentially tens of billions of dollars in financial help and other benefits to retirees are not being claimed because eligible …More

Federal annuitants who are rehired by the government, unlike those who stay retired, can participate in the “premium conversion” arrangement …More

As you grow older, you might no longer want to keep paying premiums for life insurance that you may no …More

Senate sponsors of a Senate bill (S-4808) to revise numerous retirement savings policies—including some affecting the federal employee TSP program—are …More

The annual open season is when most enrollment changes in the Federal Employees Health Benefits program occur, but certain changes …More

While it may seem at first to be a positive to receive a real estate assessment showing that your home …More