Retirement & Financial Planning Report

A budget plan from a caucus of House Republicans revives long-running budgetary proposals that have been largely dormant since the …More

The three levels of FEHB are self only, which provides benefits only to the enrollee; self plus one, which provides …More

When shopping for life insurance, many people choose permanent life insurance policies even though they are more expensive than term …More

While those who retired in the past often drew down their savings only slowly afterward, or even left enough in …More

Benefits for survivors of federal retirees are one of the most valuable of federal employment benefits—which means, naturally, that they …More

Disability insurance can provide you with income if your earnings are reduced by illness or injury. However, disability policies are …More

The latest version of an annual survey shows that retirement confidence overall remains strong but that both the pandemic and …More

Although many federal employees and retirees approach their decisions on the Federal Long Term Care Insurance Program as a once-a-lifetime …More

As your personal situation changes through the years, so do your life insurance needs. You should checkup your coverage regularly, …More

Sometimes numbers are not what they seem to be. A recent example is the annual report from Fidelity Investments that …More

OPM has said it is working to improve features for federal employees and annuitants to compare FEHB plans, although it …More

In federal retirement, there is a little-known provision of law that will let you provide a survivor annuity to anyone …More

In a report that illustrates the value of inflation adjustments to retirement benefits, the Congressional Research Service has charted how …More

Variable annuities have received negative publicity in recent years, which may keep individuals from buying them. Although variable annuities have …More

Retirement of non-postal federal employees fell in fiscal year 2021 along with other forms of turnover, newly released data from …More

Making sure your records are in order is a big part of retirement preparation, and it’s never too early to …More

Deferred annuities (fixed or variable) may be considered the opposite of life insurance because annuities can help you protect against …More

Six Democratic senators have joined to introduce a bill (S-4221) to bring cost-of-living adjustments for those retired under the FERS …More

To help speed up the processing of your retirement application, it helps to submit what calls a “healthy” application. Such …More

When you’re saving for your children’s college education, 529 plans offer some outstanding tax advantages. Investment buildup is tax-free and …More

OPM has promised its inspector general’s office that it will step up controls over federal annuity payments after an audit …More

For those who continue their Federal Employees Health Benefits program coverage into retirement, as most do, it is generally unnecessary …More

In the U.S. legal system, the slightest misstep can lead to a huge award or a sizable settlement in a …More

A study has found that attending financial seminars sponsored by employers results in an increase in savings toward retirement. While …More

Firm planning for retirement should start a year or more in advance of your expected date. That doesn’t mean that …More

Most investors lag the results of the overall stock market because they make one or more of the following mistakes: …More

Those interested in continuing to work at older ages—a trend that has been under way for the last 30 years–may …More

If you are a disability annuitant under age 60 and considering returning to work, the Office of Personnel Management may …More

If you have young children or grandchildren, you have several options for saving on their behalf. One option is to …More

A budget document from OPM lays out plans to address long-running criticisms of how long the agency takes to process …More