Retirement & Financial Planning Report

If you have coverage under the FLTCIP long-term care insurance program, benefits begin after you meet the following conditions and …More

Many retirees have property in more than one state. Establishing residency in one versus another might result in lower taxes …More

Higher-income persons are more likely to meet retirement income goals, says a study that adds that lower-income persons in many …More

You need five years of service to be vested in the retirement system; only after you are vested in the …More

With all types of life insurance policies, the payout at death usually can be received by the beneficiary, free of …More

The inspector general’s office at the Social Security Administration has issued a warning about a scam in which callers trying …More

You may elect to provide a survivor annuity for a spouse you marry after retirement within two years of your …More

If you still have a life insurance policy you bought more than 10 years ago, you’re probably paying too much …More

The Congressional Budget Office has listed three dozen possible ways to shore up the Social Security program’s finances, showing that …More

You may elect to receive a lump-sum living benefit payment from FEGLI if you are terminally ill and have a …More

To make sure you have a more comfortable retirement, pay down your debt while you’re still working. Start with your …More

Parents do save more for retirement after their children have left home than before, as might be expected, but the …More

There are important differences between Federal Employees Compensation Act (injury/illness compensation) and disability retirement. To be eligible for compensation benefits, …More

If you are concerned about inadequate income over a long retirement, consider investing in a variable annuity. • Variable annuities …More

Several of the most common scams that target older persons involve callers claiming to be from the IRS in order …More

You might lose your FEGLI life insurance coverage under certain circumstances. You can lose coverage if: * you leave government …More

If you are one of the many FERS employees who have at least five years of CSRS service under their …More

The wide variation in findings regarding how well older workers are prepared for retirement reflects differences in what is included …More

If you are involuntarily separated from the service and have the right combination of age and service, you may be …More

Your elderly parents or other aging loved ones might need substantial care, and so might you some day. Nursing homes …More