Retirement & Financial Planning Report

A decision on whether to hold certain investments inside your tax-deferred retirement plan or outside also depends on: * Your …More

One argument being raised in favor of increasing eligibility ages for Social Security and other retirement-related benefits is that increases …More

The annual increases in Federal Employees Health Benefits program premiums have many employees late in their careers thinking about dropping …More

Life insurance commonly is used to provide some financial security for your spouse and children. But you may have to …More

A retirement savings strategy should include a Plan B in case of inability to continue saving at a projected rate …More

CSRS employees need to understand that their annuities may be reduced–by the decades-old “Catch-62” provision–if they haven’t made a deposit …More

Views of retirement and preparations for it vary by generations, according to the TransAmerica Center for Retirement Studies, but one …More

A federal employee who marries has a number of decisions to make regarding benefits. Survivor annuity When you get married, …More

The start of a new year is a good time to review your designations of beneficiaries on accounts such as …More

Health care and supportive services for aging people are important in whether a community is an attractive place for them …More

While more workers are hoping to continue working longer, older workers still face barriers, a study has concluded. The trend …More

At retirement, you’ll have a big decision to make: Should you elect a survivor benefit for your spouse? The downside …More

When you create a will, you’ll name an executor or personal representative. That person will be the “quarterback” of your …More

There is a common misconception that the Federal Employees Health Benefits program covers long-term care needs. In fact, long-term care …More

An IRA that’s relatively modest, when you retire, still can generate a substantial amount for your beneficiaries, if you pass …More

One way the federal government’s retirement program is superior is that it provides more financial security to lower-income workers – …More

The turn of the year is a natural time to do a reassessment of finances. One subject to make sure …More

After you retire, the paychecks will stop coming and while the annuity will start, it won’t be as large as …More

Providing caregiving help for an elderly relative–common among workers later in their careers–carries personal and financial risks, says a report …More

If you die while employed by the federal government and are married, your spouse will be entitled to a survivor …More

If you have a second home you might want to rent it out either periodically or on a long-term basis. …More

Health insurance remains the most important benefit to workers, according to an Employee Benefit Research Institute study, with 87 percent …More

If you’re under CSRS and still working, there’s a good chance the so-called 80 percent limit will factor in your …More

Stretching out an inherited IRA can produce more wealth for your heirs. Here’s how an IRA “stretchout” will work, in …More

While there has been an overall increase in life expectancy for many years, those gains are not spread evenly across …More

Many investment advisors are paid by fees these days. However, you might be better off with an advisor who gets …More

Employers have caught on to the growing view of older worker ages they will work to a relatively high age …More

The “lump-sum option”–also called the “alternative form of annuity”–remains one of the most misunderstood aspects of federal retirement policy. Many …More

Retirees overall are more confident in their post-retirement finances than are active workers, with confidence among the still employed having …More