Retirement & Financial Planning Report

Relatively few federal employees are under the Civil Service Retirement System anymore, but those who are generally are retirement-eligible already …More

If you have a cash value life insurance policy, you can borrow against it. This might be a source of …More

While taking out a reverse mortgage is an often-cited way to use home equity for retirement living expenses, simply downsizing …More

When you receive retirement or disability benefits under Social Security, some members of your family also can qualify. Those include: …More

How much do you need to save for a comfortable retirement? Some indicators to help you decide are: * Your …More

A federal appeals court has ordered a close look at the obligation of a federal retiree to return an overpayment, …More

Are you ready to retire? Before you answer that question, you need to discover whether that’s what you really want …More

One Thrift Savings Plan consideration for those nearing retirement is the status of any loans they have taken from their …More

If you open a 529 college savings account for a child or grandchild, you’ll be asked to name a successor …More

Women overall are more concerned than men about their financial security in retirement but may be missing opportunities to better …More

Late-career employees who find themselves in need of a lump-sum of money–such as to pay off a mortgage, buy an …More

A recent report questioned the value of offering incentives for people to buy long-term care insurance, one of the types …More

When you retire (or separate from the government for other reasons) you’ll be eligible for a lump-sum payment for unused …More

“Leakage” from retirement savings plans such as the TSP and 401(k)s is most often associated with cashing out accounts when …More

If you file a claim under the Federal Employees Health Benefits program and it is denied, a set of appeal …More

An analysis of the latest financial report on Social Security says that while the worst of the program’s problems are …More

While no one likes to think about the prospect of becoming disabled, it is important to understand disability coverage under …More

When you prepay a mortgage you’re essentially investing at the mortgage rate. Paying down a mortgage reduces debt and subtracts …More

When purchasing life insurance on the open market, applicants generally are put into one of these broad categories: * Preferred …More

If you have a second home you might want to rent it out either periodically or on a long-term basis. …More

High net worth and good health are the top indicators of personal satisfaction in retirement but across those and other …More

Some FERS employees will retire with a CSRS component in their annuities. Mainly this involves those with a break in …More

So-called “living trusts,” created while you’re alive, are increasingly popular. The term typically refers to revocable trusts, because they can …More

If you are an employee covered by the Federal Employees’ Group Life Insurance (FEGLI) program, there’s an extra benefit in …More

A single-life immediate annuity can deliver ample cash flow for the rest of your life. However, you could buy a …More

More people are voluntarily changing jobs relatively late in their careers—age 50 and later–and those people in turn are likely …More