Retirement & Financial Planning Report

The millennial generation’s preferences regarding health insurance differ from those of their predecessor generations, according to a report from the …More

Deferred annuities have become increasingly popular over the years. As the name suggests, these are investment vehicles in which taxes …More

A federal court decision has reaffirmed that federal retirees who are rehired by the government are considered “at will” employees …More

Electing a survivor annuity reduces the amount of your own annuity. How much it’s reduced depends on whether you chose …More

Married couples shopping for long-term care (LTC) insurance might consider a shared-care plan, which is not an option in the …More

One message of a recent survey of federal retirees regarding health insurance is that they value it highly, more highly …More

The Federal Long term Care Insurance Program lets you choose between two inflation protection options. Automatic Compound Inflation Option–With this …More

A recent study underscored the high value that workers put on benefits and the gap between what the federal government …More

If you are under CSRS-Offset, the “offset” is a reduction in your CSRS benefit in the amount of the Social …More

How much life insurance coverage do you need? Rather than follow a pre-set formula or one of the various “rules …More

A federal appeals court has upheld the government’s policy of requiring that federal survivor benefits can only be paid if …More

Generally speaking, while federal employees may pay FEHB premiums with pre-tax money under the “premium conversion” arrangement, retirees may not. …More

If you purchase an immediate annuity (also known as a payout annuity or an income annuity), you buy a pension …More

Federal Employees Health Benefits program carriers are obligated to follow standard coordination of benefit rules established by the National Association …More

Among married couples, non-financial assets (mostly home equity) represent about 70 percent of total assets. That figure will vary from …More

Home equity–the value of the property minus any mortgage or home equity loan against it–can have a substantial impact on …More

Many people build up so much wealth in their IRAs (often, the result of a rollover from an employer-sponsored retirement …More

Nearly two-thirds of baby boomers plan to work beyond 65, including some who expect never to retire, and among those …More

If you have coverage under the FLTCIP long-term care insurance program, benefits begin after you meet the following conditions and …More

Many retirees have property in more than one state. Establishing residency in one versus another might result in lower taxes …More

Higher-income persons are more likely to meet retirement income goals, says a study that adds that lower-income persons in many …More

With all types of life insurance policies, the payout at death usually can be received by the beneficiary, free of …More

The inspector general’s office at the Social Security Administration has issued a warning about a scam in which callers trying …More

If you still have a life insurance policy you bought more than 10 years ago, you’re probably paying too much …More

The Congressional Budget Office has listed three dozen possible ways to shore up the Social Security program’s finances, showing that …More

You may elect to receive a lump-sum living benefit payment from FEGLI if you are terminally ill and have a …More

To make sure you have a more comfortable retirement, pay down your debt while you’re still working. Start with your …More

Parents do save more for retirement after their children have left home than before, as might be expected, but the …More

There are important differences between Federal Employees Compensation Act (injury/illness compensation) and disability retirement. To be eligible for compensation benefits, …More

If you are concerned about inadequate income over a long retirement, consider investing in a variable annuity. • Variable annuities …More