Retirement & Financial Planning Report

Several of the most common scams that target older persons involve callers claiming to be from the IRS in order …More

You might lose your FEGLI life insurance coverage under certain circumstances. You can lose coverage if: * you leave government …More

If you are one of the many FERS employees who have at least five years of CSRS service under their …More

The wide variation in findings regarding how well older workers are prepared for retirement reflects differences in what is included …More

If you are involuntarily separated from the service and have the right combination of age and service, you may be …More

Just getting by and/or covering basic living expenses is the most frequently cited financial priority of retirees, cited by 42 …More

One of the least understood aspects of federal retirement policy involves capturing credit for military service. The military began deducting …More

Buying long-term care (LTC) insurance at the right age can help you cut the cost of this coverage. When you …More

In general white-collar jobs have been cited as lending themselves better to continued working at older ages than more physically …More

Live expectancies continue to rise but that also means that more retirees are at risk of outliving their savings and …More

Benefits for survivors of federal retirees vary according to which retirement system you are under, which means the reduction to …More

The SSA once again is changing its policy regarding mailing of benefits estimates to those still working, its third such …More

When you hear investment professionals speak of “cash,” they’re not talking about paper money in your wallet. Instead, they mean …More

While the trend toward desiring to push off retirement continues, a study has found that nearly half of workers leave …More

Those anticipating making a withdrawal from their Thrift Savings Plan accounts after retirement need to remember that the law gives …More

With people living longer and, in many cases, retiring earlier, a retirement fund might have to last for many decades. …More

“Young retiree” households, defined as those in the age 65-69 range, tend to spend about a fifth less than do …More

Those who take buyout offers from the government as an incentive to resign or retire probably know that the payments–generally …More

If you become ill or injured, a power of attorney will be extremely valuable. This document is drafted by you, …More

There are several warning signs that bear watching that an older person might become–or already is–the victim of financial fraud …More

Agencies have standing authority to offer voluntary early retirement across the executive and judicial branches of the federal government for …More

Long-term care (LTC) insurance policies generally have many options for you to choose among. Examples include: Inflation rider: This benefit …More

An increase ahead in the “full” (or “normal”) Social Security retirement age will impact those who begin to collect Social …More

Under FERS, you can retire on an immediate, unreduced annuity if you meet one of the following age and service …More

Among permanent life insurance policies, several types are available: * Whole life insurance. As the name suggests, you pay a …More

The age at which workers expect to retire has been continuing to rise in recent years, but reality might get …More

Since full-time employees accrue 13 days of sick leave per year starting immediately on employment (part-time employees accrue it proportionate …More

While it’s widely accepted that a decision to retire is not just a financial one, two factors can stand out …More

If you have coverage under the Federal Long Term Care Insurance Program, you will be eligible for benefits after you …More

If you have no credit card debt or only an easily manageable amount, should you pay down your mortgage? There …More