Retirement & Financial Planning Report

If you are an employee covered by the Federal Employees’ Group Life Insurance (FEGLI) program, there’s an extra benefit in …More

A single-life immediate annuity can deliver ample cash flow for the rest of your life. However, you could buy a …More

More people are voluntarily changing jobs relatively late in their careers—age 50 and later–and those people in turn are likely …More

If you’re dressing up your home for sale, consider: Curb appeal–Your home’s exterior should create a desire to own the …More

States have been taking steps to address the issue of misuse of funds by persons acting as financial guardians for …More

To help speed up the processing of your retirement application, it helps to submit what OPM calls a “healthy” application. …More

The number one thing that older workers should not do in job interviews is to be apologetic about their age, …More

If you have elderly parents, you may have opportunities to help them remain independent. That can be tricky because many …More

More men than women are confident about their retirement security but men overall expect nonetheless to continue working longer, according …More

Revocable trusts can be revised or annulled, as the name suggests. In some areas, they’re promoted as “living trusts.” As …More

OPM in 2016 processed a higher percentage of applications for retirement within its target of 60 days than it did …More

While the majority of those who retire from the government do so voluntarily and with eligibility for an immediate annuity …More

The millennial generation’s preferences regarding health insurance differ from those of their predecessor generations, according to a report from the …More

Deferred annuities have become increasingly popular over the years. As the name suggests, these are investment vehicles in which taxes …More

A federal court decision has reaffirmed that federal retirees who are rehired by the government are considered “at will” employees …More

Electing a survivor annuity reduces the amount of your own annuity. How much it’s reduced depends on whether you chose …More

Married couples shopping for long-term care (LTC) insurance might consider a shared-care plan, which is not an option in the …More

One message of a recent survey of federal retirees regarding health insurance is that they value it highly, more highly …More

The Federal Long term Care Insurance Program lets you choose between two inflation protection options. Automatic Compound Inflation Option–With this …More

A recent study underscored the high value that workers put on benefits and the gap between what the federal government …More

If you are under CSRS-Offset, the “offset” is a reduction in your CSRS benefit in the amount of the Social …More

How much life insurance coverage do you need? Rather than follow a pre-set formula or one of the various “rules …More

A federal appeals court has upheld the government’s policy of requiring that federal survivor benefits can only be paid if …More

Generally speaking, while federal employees may pay FEHB premiums with pre-tax money under the “premium conversion” arrangement, retirees may not. …More

If you purchase an immediate annuity (also known as a payout annuity or an income annuity), you buy a pension …More

Federal Employees Health Benefits program carriers are obligated to follow standard coordination of benefit rules established by the National Association …More

Among married couples, non-financial assets (mostly home equity) represent about 70 percent of total assets. That figure will vary from …More

Home equity–the value of the property minus any mortgage or home equity loan against it–can have a substantial impact on …More

Many people build up so much wealth in their IRAs (often, the result of a rollover from an employer-sponsored retirement …More

Nearly two-thirds of baby boomers plan to work beyond 65, including some who expect never to retire, and among those …More