Retirement & Financial Planning Report

An increase ahead in the “full” (or “normal”) Social Security retirement age will impact those who begin to collect Social …More

Under FERS, you can retire on an immediate, unreduced annuity if you meet one of the following age and service …More

Among permanent life insurance policies, several types are available: * Whole life insurance. As the name suggests, you pay a …More

The age at which workers expect to retire has been continuing to rise in recent years, but reality might get …More

Since full-time employees accrue 13 days of sick leave per year starting immediately on employment (part-time employees accrue it proportionate …More

While it’s widely accepted that a decision to retire is not just a financial one, two factors can stand out …More

If you have coverage under the Federal Long Term Care Insurance Program, you will be eligible for benefits after you …More

If you have no credit card debt or only an easily manageable amount, should you pay down your mortgage? There …More

Employer-sponsored retirement savings plans that have automatic enrollment features commonly do not steer such investments into Roth-style balances even though …More

You have to have five years of actual service to be vested in the retirement system. Other employment — even …More

While much of the attention on the dependent care flexible spending account focuses on using such accounts for child care …More

The traditional concept of retirement has been largely replaced in the minds of late-career workers with the concept of gradual …More

To qualify for disability benefits from Social Security, you must have either a physical or mental impairment that is expected …More

As the workforce changes–in particular as Baby Boom workers are replaced by Generation X and Millennial Generation workers–there could be …More

While the Thrift Savings Plan generally offers automatic investment for employees–who set up a payroll withholding and then need do …More

The Social Security Administration has put out an explanation to changes to the so-called “file and suspend” claiming strategy made …More

You typically can appeal a real estate assessment. In some jurisdictions, informal meetings with the assessor are allowed. You might …More

Retirement is increasingly becoming a period of transition rather than an event, according to a study that said, for example, …More

Most federal employees or annuitants reaching age 65 are automatically entitled to premium-free Part A of Medicare, Hospital Insurance (HI), …More

If you decide you want to make lifetime gifts to your kids, what should you give away? Here’s one recommended …More

Federal employees who fill out certain retirement- related forms manually need to take special care, in light of the recent …More

The number of CSRS employees continues to dwindle and even many of those are within sight of retirement. If you …More

When you’re saving for your children’s college education, 529 plans offer some outstanding tax advantages. Investment buildup is tax-free and …More

OMB has revised policies regarding agency spending on conferences–which were issued in the wake of disclosures of wasteful spending by …More

OMB memo M-17-08 also revises policies on reducing the “footprint” of federal agencies–issued in response to numerous reports criticizing the …More

The MSPB has affirmed that it has the authority to award compensatory damages to a federal employee in a case …More

To report the death of an annuitant or a survivor beneficiary, call the Office of Personnel Management at (888) 767-6738 …More

In addition to their civil service annuities, many federal employees purchase private annuities for investment, retirement planning and survivor benefit …More

A study that tracked spending of a group of retirees in their first six years after retirement showed that spending …More