Preparing for Possible Buyout or Early Out Offer
Whether to accept a buyout is a highly personal decision based on an individual’s financial and career situations. Those who …More
Whether to accept a buyout is a highly personal decision based on an individual’s financial and career situations. Those who …More
Variable annuities increasingly offer guaranteed minimum income benefits. Such benefits provide variable annuity investors a guaranteed return if they: * …More
Attitudes toward reverse mortgages have changed in recent years, according to a report by the MetLife Mature Market Institute, moving …More
The FEHB health insurance and FEDVIP dental and vision insurance programs are paired in many people’s minds. They are both …More
So-called “living trusts,” created while you’re alive, are increasingly popular. The term typically refers to revocable trusts, because they can …More
Older workers increasingly find themselves functioning as caregivers and providers in both directions, helping support their own parents as well …More
One of the more difficult choices that federal employees face as they move into retirement is whether to provide for …More
If you decide to remodel your house, consider these improvements to make the house more liveable for yourself as you …More
With increasing longevity comes increasing risk of debilitating health conditions in retirement, according to the Sloan Center on Aging and …More
If you are retired from active duty and are receiving military retired pay, you can continue to receive that pay …More
A decision on whether to hold certain investments inside your tax-deferred retirement plan or outside also depends on: * Your …More
Adding a self plus one option to the FEHB program likely would benefit many older employees and retirees who currently …More
Several special considerations apply regarding enrollments in the FLTCIP long-term care insurance program that might drive a decision regarding whether …More
To ensure your will stands up it should be written, by an attorney. Wills that you write yourself, or fill-in-the-blanks …More
OPM’s latest government-wide federal employee confirms what many federal personnel experts have been saying anecdotally, that large numbers of employees …More
At retirement a federal employee is required by law to elect a full survivor annuity unless the spouse agrees in …More
If you have young children or grandchildren, you have several options for saving on their behalf. One option is to …More
Newly offered legislation in the House has again stirred consideration of allowing persons other than federal employees and retirees and …More
The government operates two distinct programs that may benefit federal employees who become disabled, the disability retirement program operated by …More
If you own investment real estate, you have a triple chance to make a profit: 1. You can collect monthly …More
Many of the trends in the FEHB program are also being reflected in other employer-sponsored health insurance, putting the government-sponsored …More
A discontinued service retirement is one in which you are forced to retire, usually in the face of a specific …More
If you purchase an immediate annuity (also known as a payout annuity or an income annuity), you buy a pension …More
Public sector workers stay in their jobs longer than private sector workers, a possible indication of the value of the …More
Periods of active duty military service can be added to your civilian service. Sometimes a deposit for that time is …More
To determine whether or not you should use trusts, you need to understand what they are. A trust is a …More
Indebtedness is a more serious problem for approaching retirement today than those in the past, according to information provided at …More
To carry your insurance coverage(s) into retirement you must have been enrolled in FEGLI for the five years before your …More
Moving to a new home in retirement? Along with the lifestyle changes, remember to pay attention to: * Estate planning. …More
Many of those in their pre-retirement years still show a lack of understanding of some key retirement considerations, according to …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
YTD | -2.74% | % | -8.53% | -10.48% | -12.13% | 1.41% | -7.86% | -12.58% | -20.48% | -14.77% |
Jul | 2.21% | % | 5.00% | 5.92% | 6.71% | 0.26% | 2.47% | 9.22% | 10.32% | 5.15% |
1 yr | -1.19% | % | -5.62% | -7.24% | -8.64% | 2.02% | -8.87% | -4.64% | -21.59% | -13.46% |