Retirement & Financial Planning Report

When students are going to college, the best kind of aid is an outright grant or scholarship. However, parents shouldn’t …More

In a recent survey, PayPal determined that finances are the biggest source of couples’ conflicts in U.S., especially among the …More

For rental property investors, buying at the right price is critical. If you can buy with a "cap rate" of …More

If you hold a cash value life insurance policy, it should be re-examined about once every five years, when you’re …More

Convertible bonds provide investors with the option to convert the bonds into stock of the issuing company. They offer high …More

Some student loans are considered "private," as distinguished from "federal" student loans, which are offered under a government program. Although …More

Guidant Financial Group (www.guidantfinancial.com) provides self-directed IRA services, allowing IRA owners to make non-traditional investments. Guidant recently revealed where self-directed …More

Do you have multiple beneficiaries for your IRA? If so, you’re probably better off establishing separate accounts. Suppose you have …More

Life insurance policies fall into two broad categories: * Term insurance. These policies offer pure life insurance. You pay premiums …More

Morningstar’s Intermediate-Term Government Bond category is by far the largest of all government bond categories. Investors like the safety (government …More

Federal student loans have attractive terms, but there are limits on the amount students can borrow. Undergraduates generally can borrow …More

Last year was a turbulent one for many investors. Ironically, those who bought the riskiest types of mutual funds did …More

Federal law states that taxable income is recognized when debt is discharged. If a lender forgives debt you owe, you …More

Qualified disclaimers, as they’re known, have become an integral part of many estate plans. For example, Alan’s will might leave …More

To determine how much life insurance you’ll need, you should go through this comprehensive process: 1. Project major expenses. Do …More

Section 529 plans are increasingly popular, thanks to legislation passed in 2001. They offer tax-free withdrawals as well as tax-free …More

Assisted living is not for everyone. Some seniors move out of assisted living shortly after they’ve moved in, discovering that …More

If you borrow money from your broker to buy stocks, you’ll have a greater chance of coming out ahead if …More

Clearancejobs.com – Cleared Jobs For Cleared Workers Register Now. http://fedweek.sparklist.com/t/295583977/7/932/0/?u=aHR0cHM6Ly9zZWN1cmUuY2xlYXJhbmNlam9icy5jb20vcmVnaXN0ZXIucGhwP2FjdGlvbj1jYW5kaWRhdGUmcmVmPWNqZmVkd2Vlaw%3d%3d&x=922a5708    The East coast, particularly the metro Washington, D.C. area, …More

If you take money from your IRA before age 59 1/2, you’ll usually owe income tax plus a 10 percent …More

If you take money from your IRA before age 59 1/2, you’ll usually owe income tax plus a 10 percent …More

In some areas of the country, assisted living communities often require a sizable upfront payment. A senior might sell a …More

Retirees may be able to increase their net cash flow significantly, with this strategy: 1. Buy life insurance, getting quotes …More

If you have outstanding student loans, up to $2,500 worth of interest is deductible per year. There are income limits, …More

When you buy an immediate annuity these days, you are not limited to the traditional single life annuity. You have …More

Mutual funds holding Treasury Inflation-Protected Securities (TIPS) can bolster investment returns when inflation is rising. With TIPS, you’ll get a …More

Some exchange-traded funds (ETFs) permit you to make investments that will gain ground if the U.S. dollar continues to decline: …More

Long-term care (LTC) policies, available from many insurance companies, offer a wide variety of features. Some policies may pay for …More

IRA owners can buy a single-life immediate annuity inside their IRA, to provide a guaranteed income stream, no matter how …More

When you borrow money to invest, the stocks you buy may lose value. You’ll have greater losses, because you’ve purchased …More