Retirement & Financial Planning Report

When you rent a car, you usually don’t need the insurance that you’re offered. Your own auto insurance policy probably …More

When an IRA is left to a spouse, the survivor can roll that account into an IRA of her own …More

Clearancejobs.com – Cleared Jobs For Cleared Workers Register Now at https://secure.clearancejobs.com/register.php?action=candidate&ref=cjfedweek The West Coast, particularly Los Angeles and San Diego metro …More

By using a series of substantially equally periodic payments (SOSEPP), you can avoid the 10 percent penalty on IRA withdrawals …More

Some assisted living communities are willing and perhaps eager to accept residents who might need more than a little assistance …More

Using custodial accounts to hold assets for children is simple, inexpensive, and effective for income tax savings. There are drawbacks, …More

You can name a trust as the beneficiary of your IRA. This will provide some control over how your IRA …More

When you invest "on margin," you’re borrowing money to buy stocks. If the returns from those stocks exceed the interest …More

As a source for retirement income, consider immediate annuities. They may be called by other names, such as payout annuities …More

If you have outstanding balances on your credit cards, there are two reasons for paying down the debt before making …More

Treasury Inflation Protected Securities (TIPS) have become popular because the principal is adjusted upwards every six months to provide inflation …More

The biggest mistake landlords make is failing to properly screen renters. If you own rental property, you should run a …More

From mid-2002 to mid-2007, investing in a fund designed to track the MSCI EAFE Index, the most popular benchmark for …More

Did you invest on margin in 2007? If so, you may face a difficult choice when preparing your tax return. …More

If you refinanced your mortgage last year, review your settlement papers as you get ready to file your 2007 tax …More

If you sold stocks or mutual funds last year, in a taxable account, gather your records before you start to …More

At this time of the year, you may be probably gathering up your canceled checks, credit card bills, brokerage statements, …More

Business entertainment deductions may attract IRS attention so you can expect to be questioned about sizable deductions in this category. …More

When you sell your home, you can avoid tax on gains up to $500,000 ($250,000 if you’re a single taxpayer). …More

You shouldn’t assume that life insurance policy illustrations show future results exactly. With variable life insurance, there can be wild …More

An overuse of joint ownership may cause your heirs to pay tax that could have been avoided. Suppose, for example, …More

Buying a lifetime annuity can reduce your risk if living a long time but it increases your risk if dying …More

A trust can be a vital component in an estate plan. What they offer: * Protection against possible incompetency. To …More

Parents of college students may want to buy a large apartment or a house near the campus. Your own student …More

If oil prices stay elevated, billions of dollars will flow to oil companies and their investors. Where might you put …More

One way to protect your portfolio from being eroded by inflation is to investment in Treasury Inflation-Protected Securities (TIPS). They’re …More

Some annuities get negative press coverage while others are highly recommended. What explains this seeming contradiction? The way annuities are …More

During the year-end holidays, you may be making charitable contributions. If possible, donate appreciated securities instead of writing checks. You’ll …More

If you intend to sell mutual fund shares at a long-term capital gain, you probably should sell before the year-end …More

Don’t invest in mutual funds just before a capital gains distribution, which usually occurs near year-end. If you do, you’ll …More