Retirement & Financial Planning Report

An inherited IRA will pass to beneficiaries under the terms of the contract the account owner has signed with the …More

If you and your siblings join forces to support an elderly parent, none of you may be able to claim …More

If you are concerned that your assets might be exposed to creditors, safe places include: Retirement plans. Federal law protects …More

Many people go into a second or third marriage with children from a previous marriage. This can create an estate …More

Under the tax code, mutual funds must distribute any trading gains to investors each year. Many funds make capital gains …More

For most of the 20th century, there was no real rise in housing prices. That is, prices went up in …More

Some young people have a difficult time getting approved for credit because they don’t have a credit history. If your …More

As interest rates have risen, homeowners with adjustable-rate mortgages may face difficulties making the payments. If you or a loved …More

Some tax deductions are more valuable than others. In particular, "above the line" items are preferable. The line" is your …More

Money paid to purchase long-term care (LTC) insurance may be federally tax-deductible. For each age bracket, there is a maximum …More

When you set up a 529 college savings plan, you’ll name a beneficiary. But what if you name Jill, who …More

If you are planning to borrow $417,000 or more to buy a home, try to wait for a while. Such …More

Where will investor find the next China or India, which have delivered enormous returns recently? One approach is to seek …More

Parents of a college student might spend $50,000 or more for room and board while their youngster pursues a degree. …More

If you are willing to invest a substantial portion of your portfolio in stocks or stock funds and stick with …More

A capital loss won’t count, for tax purposes, if you buy the same security within 30 days of taking the …More

Many long-term care (LTC) insurance policies pay benefits if you need to be in a nursing home. Most people, though, …More

As of 2010, there will be no income limits for converting traditional IRAs to Roth IRAs. The tax due on …More

IRA distributions normally are subject to income tax plus a 10 percent penalty before age 59 1/2. You can avoid …More

In order to stop identity theft, most states have adopted laws giving consumers the right to put a "security freeze" …More

According to the U.S. Department of Health and Human Services, about 9 million Americans now 65 or older will require …More

Many investors hold stocks and bonds; they also may invest in an IRA and in a taxable account. If you’re …More

A study by the Wharton School and New York Life Insurance Co. finds that income annuities are cost-effective, low-risk vehicles …More

With people living longer and, in many cases, retiring earlier, a retirement fund might have to last for many decades. …More

If you’ve sold securities at a loss you can’t buy them back right away. Such a move would result in …More

Do you have self-employment income? Does your spouse have income from a sideline business? If so, you might be able …More

College has become so expensive that parents with incomes as high as $150,000 might qualify for some "need-based" aid, if …More

A well-executed prenuptial agreement is vital when both spouses come into a marriage with significant assets, children, or both. A …More

At your death, all of your assets must be valued by your executor. That includes bank accounts, securities, real estate, …More

If you buy a fixed annuity you eventually may "annuitize" your contract, converting its value to a lifelong income stream. …More