Historic Crash and G Fund Interest Rate Reduction
This has been one of the most historic stock market crashes in over a hundred years of data. The U.S. …More
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Some Financial Do’s and Don’ts During COVID-19 Crisis
What should, or shouldn’t, I do from a financial perspective during the financial upheaval that is associated with the COVID-19 …More
Busy Year Ahead for Thrift Board
2020 will be a long year for the Thrift Savings Plan – and not just due to recent, and possibly …More
Historic Times for the Market and TSP During COVID-19
The last 3 weeks have been historic times for global markets, with volatility reaching to levels not seen since 1929, …More
TSP Stock Funds Rocked by Volatility; Virus and Oil Price War Rattle Markets
The equity funds in the TSP continue get rocked by volatility. The S&P 500, which the C Fund tracks, has …More
TSP Annuity vs. Installment Payments
The annuity choice is designed to provide you (and a joint annuitant in some cases) with monthly payments for exactly …More
A Look Back: Stock Funds Shined Over Past Decade
The Thrift Savings Plan recently updated the performance of the various TSP funds in the “Investment Funds” section of their …More
Taking Money Out of the TSP: Know the Rules
I recently had a question from a reader who wanted to know if he could take a large withdrawal from …More
Who is Still Eligible for a Stretch IRA?
Let’e take a look at what constitutes an eligible designated beneficiary for the purposes of a “stretch IRA” under the …More
TSP: Fastest Market Correction in History
Coronavirus headlines, combined with overvalued and overbought market conditions, helped cause the fastest stock market correction in history. Here is …More
Becoming a TSP Millionaire: Don’t Try to Time the Market
With stocks on track for the biggest weekly losses since 2008 – the TSP included, it might seem counterintuitive to …More
Little Change to TSP Annuity Option
The Federal Retirement Thrift Investment Board (FRTIB) recently awarded the contract to provide TSP Annuities to MetLife. This was no …More
TSP: Global ‘Risk Off’ Trade Accelerates, For Now
Stock markets around the world have continued to flash troublesome signs in recent weeks, while some of the traditional “risk-off” …More
TSP Update on Financial Hardship Withdrawals
An employee who is participating in the Thrift Savings Plan has the opportunity to take in-service withdrawals for two reasons: …More
G Fund No Longer Keeping Up with Inflation
The G Fund is a unique investment, because it has the risk profile of short-term T-bills (that is, basically no …More
The TSP Resumes Growth, but Virus Risks Remain
The S&P 500, which the C Fund tracks, briefly reached new highs recently as the market largely shrugged off concerns …More
Should Every Extra Dollar Go Into your TSP?
The TSP is an incredible place to invest for a number of reasons, including extremely low fees, the match, and …More
Financial Awareness: April Isn’t Just for Canine Fitness
In a couple of months April will be upon us, with winter storms and polar vortexes in the rear view. …More
TSP Spillover Contributions Coming Soon
Spillover contributions will be coming to the Thrift Savings Plan beginning in 2021. These contributions will simplify the process for …More
If You’re All in on the TSP, Investment Limit Could Cost You
The flip side of under-investing in the TSP is the risk of investing too much, too fast. The tax code …More
TSP: Volatility Returns Amid Virus Headlines, Reduced Growth
January was a down month for the S&P 500 overall, which represents about 80% of U.S. stock market capitalization and …More
TSP: The Market Pulls Back on Virus Headlines
The S&P 500, which represents about 80% of the U.S. equity market and is tracked by the C Fund, briefly …More
RMDs Moved up to Age 72, Additional Contributions Allowed
One good part of the Setting Every Community Up for Retirement Enhancement (SECURE) Act is that it provides that minimum …More
Stretch IRA Dead? Not so Fast
The “Stretch IRA” is not dead; neither is the stretch TSP. Many financial writers are lamenting the passing of the …More
More Record Highs for the TSP
U.S. equity markets, particularly the C Fund, continued to push higher last week as we go deeper into the new …More
Are You Taking Full Advantage of the Thrift Savings Plan?
If you are not taking full advantage of your retirement savings opportunity through the TSP, it’s time. Unfortunately many federal …More
The Lure of the G Fund: Is it right for you?
The G-fund is an incredibly unique fund that isn’t available anywhere else in the world other than in the TSP. …More
Bull Market Charges On, Job Market Tightens
Stocks pushed higher last week with a sustained bull market, as shown here by the S&P 500, which the C …More
What Does the Next Decade Have in Store for Stocks?
This article takes a stab at outlining what may be in store for the next decade of equity performance. We …More
2019 Was All About Valuation Expansion
The stock market rises or falls based on a few key variables. Firstly, there are earnings, the amount of profit …More
