Spousal Consent Still Needed for TSP Withdrawals
One thing that did not change with the implementation of the TSP Modernization Act on September 15th is the requirement …More
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Required Minimum Distributions: TSP and IRAs
When you reach the year in which you turn the age of 70 ½, you will be required to start …More
New TSP Withdrawal Process Up and Running
Implementing the TSP Modernization Act (TSPMA) is easier said than done. The changes to Thrift Savings Plan withdrawals require a …More
Is the I Fund Cheap Enough Yet?
My first article here on FEDweek, from back in December 2016, was about the structural problems of the I Fund. …More
September is Historically a Volatile Month for the TSP
August was an interesting month for the TSP, with increased volatility compared to the rest of the calendar year so …More
Budgeting: You Just Might Find, You Get What You Need
Before his long music career, Mick Jagger was a student at the London School of Economics. Perhaps that is why …More
Rule of Thumb on Retirement Income
One of the biggest questions faced by prospective retirees is “How much money will I need in retirement?” The answer …More
The Risk for a Recession is Rising, But the Future is Never Certain
The stock market currently has elevated volatility as the trade dispute between the United States and China continues to escalate …More
Negative-Yielding Bonds and the I Fund
A curious phenomenon is happening around the world: there is now $16 trillion worth of negative-yielding bonds in Europe and …More
Bill Would Postpone Required Minimum Distributions
What does the SECURE Act mean to federal employees? First and foremost it means that Congress will do anything to …More
Four Percent Draw Down Rule
You may have heard of the so-called “4% Rule”, which, like all rules that have to have quotation marks around …More
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Drawbacks of a TSP Loan or Hardship Withdrawal
Let’s face it, most of us don’t have the emergency savings that we know we should. Life gets expensive, and …More
Interest Rate Cuts and the G Fund
Last week was a choppy one for the markets. Monday saw the largest one-day drop so far in 2019, with …More
TSP Choices: Monthly Payments vs. a Life Annuity
The main reason we contribute to our Thrift Savings Plan account is so that we can, at some future date, …More
2 Reasons Why the S Fund Has Been Underperforming the C Fund
Last week was the U.S. stock market’s worst week of 2019, although that is a pretty low bar considering that …More
Stock Funds Buoyant as Earnings Reported, Trade Dispute Looms
Major corporations in the C Fund continued to report second quarter earnings last week, and the overall results are coming …More
If You are Thinking of Leaving, Have a Plan for Your TSP
Are you planning on leaving federal service before you become eligible to retire? I suspect most of us have had …More
Scammers Impersonating IRS, TSP Next?
Scammers are impersonating federal agencies such as the IRS; they’re often pretending to be from the Social Security Administration and …More
TSP Goes Digital with Planner Newsletter
As one door closes, another opens; so it is with the Thrift Savings Plan. The Federal Retirement Thrift Investment Board …More
C Fund Dips During Earnings Season
Earnings season for the second quarter of 2019 is fully underway, meaning that hundreds of large U.S. companies are in …More
The C Fund Reaches All Time Highs with a New S&P 500 Milestone
The S&P 500, which represents the largest five hundred publicly-traded companies in the United States and is the index that …More
TSP Financial Hardship Withdrawals
Not everyone has smooth financial sailing throughout their careers. We might face financial hardships at different times; hardships that put …More
TSP Offers More than Low Expenses
The Thrift Savings Plan has a few advantages over similar workplace retirement savings plans; specifically low expenses and the generous …More
TSP Jumps During Holiday Week, But Weak Global Growth Still Weighs
The week that included July 4th was a shortened trading week, but the S&P 500 (which the C Fund tracks) …More
TSP June Rebound Boosted by Bank Stress Test Results and Calming Trade Talk
June was a strong month for all funds within the TSP. For the bond funds, the G Fund rose by …More
Big Week in the Markets: Multiple New Highs Reached
Last week was bullish for a surprising number of different markets. The S&P 500, which the C Fund tracks, reached …More
More Planned Improvements to the TSP
The Thrift Savings Plan isn’t sitting still when it comes to making changes (improvements) to the TSP. We’re all aware …More
The TSP is Simple, but Getting Less So
Throughout its history, the TSP has been simple. It began with one fund in 1987, increased to three funds in …More
I Fund: Vulnerable to Trade Tensions and Slowing Growth
The narrative in the financial media throughout 2018 and 2019 has been about a slowing global economy, while 2017 was …More
TSP Changes: What’s taking so long?
Just last month, the Federal Retirement Thrift Investment Board (FRTIB) got around to answering a question that many TSP participants …More
