Will Your Retirement Income Be Enough When You Retire?
As federal employees, we are blessed with an excellent retirement system. Not only do we have the Thrift Savings Plan, …More
TSP
Sign up Now! Free eNewslettersThe Importance of TSP Snapshot Statistics
Should you believe TSP statistics (or statistics about anything for that matter)? You can if you realize exactly what statistics …More
What to Expect from the TSP Life Annuity
This is the third article on the topic of TSP life annuities. The first article described what the TSP life …More
TSP’s Small Fees Add Up Big
One of the most important rules of investing is to keep your fees low. Until index funds became popular in …More
Make Sure You’re Withholding the Right Amount–Don’t Be Surprised
Most readers have by now filed their federal income tax returns, though a few, have filed extensions and have until October …More
Choosing Your Best Day to Retire
Many articles have been written about choosing the “best” day to retire when it comes to federal pensions, both CSRS …More
How Rising Interest Rates Can Affect Your TSP Portfolio
The Federal Reserve increased the interest rate a quarter percent in March, and there is a good chance it will …More
TSP Life Annuity Options for Purchasers
A previous article explained what a TSP life annuity is and how the amount of the annuity is determined. This …More
Update On Relaxing Restrictions on TSP Withdrawals
Earlier this year, an article discussing potential changes to the Thrift Savings Plan appeared in FEDweek’s TSP Investment Report. Who …More
Corporate Tax Cuts to Boost the TSP C and S Funds?
Tax reform is a high priority goal of both Congress and the current administration and a change to the corporate …More
April is Financial Literacy Month
Financial Literacy Month has been around since 2003 and the importance of financial literacy has been recognized by the Office …More
TSP Life Annuity Withdrawal Choices
In previous articles we have talked about withdrawing from the TSP as a single payment or as a series of …More
The TSP C Fund and the S&P: how much risk is in the market?
The C Fund follows the S&P 500, which is up, but is it overpriced? There are several different ways to …More
TSP’s G Fund Investments Suspended
Well, they did it again. The government suspended investments in the G Fund on March 16th. Each time we hit, …More
TSP’s Evolution and Performance for the Past 30 Years
In April the Thrift Savings Plan will have been in existence for 30 years. As the TSP has grown older, …More
How Much Are You Saving into Your TSP?
How many times have you heard a co-worker say that they can’t afford to contribute (or contribute more than they …More
Blended Retirement Coming to the Armed Forces
“Blended Retirement” is coming to the Armed Forces in January 2018 and it will drastically increase the participation in the …More
TSP C Fund Heats up in February
The C Fund was the big winner in February, outpacing the small-cap stocks of the S Fund and the international …More
TSP C Fund Gains Reflect Historically Long Bull Market
The C Fund, which has done very well in the first few weeks of 2017, is closing in on the …More
TSP’s Facebook Page is Getting Likes
Do you like the TSP? Like it on Facebook, that is? 69,575 individuals follow the TSP on Facebook; most of …More
Workaround to TSP Roth Tax Trap
In a previous article, we discussed the tax complications that can be caused by the fact that all TSP withdrawals …More
You Can’t Afford Not to Contribute to Your TSP
How many times have you heard a co-worker say that they can’t afford to contribute (or contribute more than they …More
How Your Roth TSP is Taxed
With the Roth portion of your TSP account you have contributed out of already taxed dollars, so you will not …More
Protect Your TSP Account from Identity Theft
Identity theft and phishing are threats to all of us. It’s not just bank accounts and credit cards that are …More
2017 Tax Laws on Withdrawing from Your TSP Account
Tax season 2017 has begun and we will soon be receiving tax reporting documents like W-2s and 1099s. If you’re …More
It’s Not Too Late for New Year’s Resolutions for Your Thrift Savings Plan
It’s not too late to make some New Year’s resolutions about your Thrift Savings Plan! And, unlike many New Year’s …More
Outside Forces Could Affect Your TSP Growth in 2017
In another article we looked at potential changes that the Thrift Board might implement in 2017. This article takes a …More
What’s In Store for the Thrift Savings Plan in 2017?
What’s in store for the Thrift Savings Plan in 2017? Events both external to the TSP (e.g., the change in …More
Think twice before betting big on the TSP I Fund
Japan’s population is in decline, and that’s a problem for the under-performing I Fund. Fully 25 percent of the fund …More
Advantages of Substantially Equal Monthly Payments Withdrawals From Your TSP
Substantially equal monthly payments is the most popular withdrawal choice and, other than choosing payments of a fixed dollar amount, …More
