Expert’s View

Annual leave is one of the most important benefits provided to federal employees. The amount you earn is based on …More

Updated: Federal employees earn sick leave at the rate of 4 hours for every 80 hours worked. At retirement, the …More

How is your retirement income, specifically your FERS annuity, Social Security, and TSP withdrawals, taxed for federal income tax purposes?  …More

When you think about retirement, you probably focus on your savings, your Thrift Savings Plan (TSP), or your federal pension. …More

Update: For federal employees, the TSP is one of the most powerful retirement tools available. But too many feds overlook …More

Federal Employees and Retirees are very fortunate to have FEHB.  The federal government pays approximately 75 percent of the premium and …More

The pursuit of tax efficiency for federal employees is often a journey of moving from a state of “default” to …More

As a financial planner, I have had a front-row seat to one of the most significant transitions in a person’s …More

For most federal employees, Social Security is a significant part of retirement planning, but it isn’t always as straightforward as …More

No matter when you began planning for retirement, you need to check and see if you’ve covered all the bases. …More

A deferred annuity is one where you have the age and service needed to retire but want to defer the …More

Federal employees entering retirement often spend years focusing on their TSP investments. Far fewer consider how they will withdraw those …More

Timing your federal retirement date is one of the most overlooked ways to increase your lifetime benefits. You can spend …More

After decades of federal service, you deserve a retirement that rewards your dedication. Retirement is more than just walking out …More

Many federal employees are coming up on retirement soon, as 2025’s “deferred resignation” periods are to end September 30 in …More

Federal buyouts can be tempting. They promise a lump sum and the chance to step away from the job earlier …More

If you’re a federal employee planning to retire before age 62, there’s one benefit you’ve probably heard a lot about …More

It’s a fact of life that many people work for a number of years in a job and, for one …More

With President Trump’s signature on July 4, 2025, the One Big Beautiful Bill Act (OBBBA) became law. Federal employees should …More

Making sure your records are in order is a big part of retirement preparation, and it’s never too early to …More

When you were first hired by the government, you immediately had a number of decisions to make about your benefits. …More

I often write about employees who are planning to complete a full career in the federal service. However, some of …More

If you are leave the government, withdraw your retirement contributions, and then return to work for the government, your eventual …More

The Federal Employees Dental and Vision Insurance Program (FEDVIP) offers employees, annuitants, and certain family members expanded dental and vision …More