Expert’s View

Last week we looked at Basic insurance and spelled out the choices for continued coverage available to you when you …More

The federal government provides a number of options under the Federal Employees’ Group Life Insurance program (FEGLI). When you were …More

Over the past weeks, we have looked at the criteria you must meet to be eligible for disability retirement, how …More

Last week we looked at how the workers’ compensation program administered by OWCP can be an alternative to disability retirement. …More

Over the past few weeks, we’ve explored OPM’s disability retirement program in depth, from how you qualify through the way …More

Over the past few weeks, we have looked at the criteria you must meet to be eligible for disability retirement, …More

Last week we looked at how disability benefits are calculated for CSRS employees, now let’s take a look at for …More

Recent articles in this space have looked at the criteria that must be met to be approved for disability retirement, …More

Last week we covered the criteria you’d have to meet to qualify for disability retirement. In short, you’d have to …More

I hope that what I’m writing about in this series on disability retirement will only be of academic interest to …More

Over the last three weeks, I’ve answered three questions, which are essential when you sit down to figure out what …More

Over the last two weeks, we’ve considered three questions that are essential when you sit down to figure out what …More

Last week we considered three questions that are essential when you sit down to figure out what your annuity will …More

If you’re planning to retire — however near or far ahead that day may be — you’ll want to be …More

Recent articles in this space have stepped through the retirement process maze, describing your role, your agency’s role, and OPM’s …More

Have you ever done something—said something in an email, perhaps—and suddenly had second thoughts and wished you could take it …More

Two previous articles covered your role in planning for retirement and your agency’s role in getting your application to OPM. …More

By the government’s definition, a short-term disability is a physical or mental condition that causes you to be unable to …More

A Medigap plan is designed to fill gaps in Medicare coverage. While every state has standardized Medigap plans, each has …More

If you are covered by the Federal Employees Health Benefits program, do you still need to be covered by Medicare? …More

Sick leave is the gift that keeps on giving. Not only can you use it when you’re ill but also …More

If you are a government employee who once left, got a refund of your retirement contributions, and then returned to …More

Last week we looked at the rules governing retirement benefits for employees who served on active duty but didn’t retire …More

If you served in the armed forces, that time can be used to increase your years of civilian service and …More

Recent articles in this space have asked you to consider if you are ready to retire and, if you are, …More

FERS employees have to retire by the last day of a month in order to begin receiving an annuity in …More

Last week I posed three questions that you should consider when asking “am I ready to retire?“. And you shouldn’t …More

The end of the year is just around the corner. It’s a time when employees who are already eligible to …More

FEDVIP and FSAFEDS are important considerations as we head into Open Season, but let’s take a look at two types …More

Open Season (running November 12 – December 10) isn’t just about the Federal Employees Health Benefits program and the options …More