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Wednesday, April 1st, 2026
Federal Employee Handbooks

Expert’s View

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FEHB: Federal Benefits Fast Facts

Published: November 1, 2022

This year more than in the recent past years, the make-up and number of providers under the Federal Employees Health …More

8 Mistakes Employees Make During Open Season

Published: October 26, 2022

Open Season is set for November 14th to December 12th, 2022. But, while managing your insurance choices can be far …More

FEHB Open Season Ahead – Time to Shop

Published: October 25, 2022

Those federal employees who have been around for more than a year, and retirees without exception, know that in the …More

The Government Pension Offset and Social Security

Published: October 18, 2022

Last week I examined the Windfall Elimination Provision and noted—to the disappointment of those of you who are or will …More

Windfall Elimination Provision Getting Attention in Congress

Published: October 11, 2022

For the umpteenth time, efforts are underway in the Congress to repeal the Windfall Elimination Provision (WEP) and the Government …More

Life Insurance: FEGLI Coverage for Federal Retirees

Published: October 4, 2022

Assuming that you are enrolled in the FEGLI when you retire, you’ll have to make two decisions. First, which benefits …More

Life Insurance: The FEGLI Program for Federal Employees

Published: September 28, 2022

The Federal Employees’ Group Life Insurance program is unique among the four government-sponsored insurance programs for federal workers in that …More

Federal Survivors Benefits – A Personal Story

Published: September 20, 2022

When I’m writing these articles I usually sound like I’m speaking from on high, quoting law and regulation rather than …More

The Hybrid CSRS Offset

Published: September 6, 2022

Last week I wrote about the origin of the government’s two main retirement systems – CSRS and FERS – and …More

CSRS and FERS – Why They Exist, Why They Differ

Published: August 30, 2022

There’s a world of difference between the Civil Service Retirement System and the Federal Employees Retirement System. So, it’s worth …More

Retirement Benefits if You Live Outside the U.S.

Published: August 16, 2022

I just got back from Mexico City where I was visiting my brother and his family. While there I ran …More

Standard Form 50: Keep Each One in a Safe Place

Published: August 9, 2022

The SF 50 is the form that documents every personnel action that takes place from the day you enter government …More

The Process of Retiring – Providing for Your Survivors

Published: August 2, 2022

In the last four articles, I’ve pointed out what you need to do if you want to retire, what roles …More

The Process of Retiring – Making Late Changes

Published: July 26, 2022

In my last three articles I described the roles you, your agency and OPM have in the process of moving …More

The Process of Retiring – OPM’s Benefits Determination Process

Published: July 19, 2022

In my last two articles, I spelled out steps you should take before submitting a retirement application and the importance …More

Retiring from a Federal Job: Make Sure Your Agency Gets it Right

Published: July 11, 2022

Last week I pointed out what you need to do to make the best use of your time as you …More

Who Gets the FERS Special Retirement Supplement

Published: June 28, 2022

I recently wrote about some difference between being employed and retired (Your Finances after Retiring from the Federal Government). There …More

Eligibility for FERS Retirement

Published: June 21, 2022

Last week I went over the retirement eligibility rules for CSRS employees. This time I’ll focus on the ones for …More

Eligibility for CSRS Retirement

Published: June 14, 2022

In my last article I wrote about many of the changes that occur when you move from being an employee …More

Planning Ahead – Getting Credit for Active Duty Service

Published: May 24, 2022

In earlier articles this series I explained how your annuity will be calculated when you retire and the role that …More

Planning Ahead – CSRS Retirement

Published: May 10, 2022

Last week I focused on the age and service requirements Federal Employees Retirement System employees must meet to be eligible …More

Planning Ahead: FERS Retirement

Published: May 3, 2022

Retirements tend to concentrate at the end of the year, to the point that some federal employees seem to think …More

FLTCIP: Take Time to Understand Your Federal Long-Term Care Options

Published: April 26, 2022

If you are like me, one of your greatest fears is that you won’t be able to care for yourself …More

Brush Up on Federal Employees Dental and Vision Insurance

Published: April 19, 2022

The Federal Employees Health Benefits (FEHB) program provides a wide range of benefits for federal employees, retirees, and certain family …More

Revisiting Your FEGLI Coverage Options and Costs

Published: April 5, 2022

Let’s have a quick memory test. Do you remember when you first came to work for the government? Easy question, …More

So, You’ve Retired. Now What?

Published: March 29, 2022

The year-end rush to retire ended months ago. In the time since then, most of you who retired probably have …More

The Latest on the GPO

Published: March 22, 2022

Last week, I listed the five bills before Congress that deal with the Windfall Elimination Provision and the Government Pension …More

The Latest on the WEP and the GPO

Published: March 15, 2022

NARFE, one of federal employees and retirees best friends, tracks bills in Congress that would affect you if they became …More

Smoothing the Road for Your Retirement Application

Published: March 8, 2022

OPM regularly sends out notices to agency retirement benefit specialists. They usually involve the mechanics of retirement processing. However, I …More

Credit for Unused Sick Leave at Retirement

Published: March 1, 2022

The last two weeks we’ve looked at the range of allowable uses of sick leave, including those beyond personal illnesses. …More

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Questions forum

Retirement & Financial

  • IRAs Exceed Employer-Sponsored Savings Plans but Have Fewer Guardrails, Says Retirement Studies Center

    Assets in IRAs exceed those in employer-sponsored retirement savings plans such as 401(k)s and the […]

  • FEDVIP Considerations into Retirement

    You generally may keep dental and/or vision coverage under the Federal Dental and Vision Insurance […]

More in Retirement & Financial

TSP

  • FERS, TSP and Leaving a Federal Job Before Retirement Age

    Not everyone who starts a federal career will end up still being a federal employee […]

  • OK, FERS and TSP, but What About Social Security Retirement Income?

    Last summer I received a notice from the Social Security Administration that my new statement […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

More in Retirement Benefits

Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

More in Estate Planning

Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2030L 2035L 2040L 2050G FundF FundC FundS FundI Fund
Feb0.82%1.26%1.41%1.50%1.65%0.33%1.63%-0.76%1.08%6.05%
YTD1.95%3.23%3.62%3.88%4.31%0.70%1.84%0.68%3.52%12.34%
10yr5.40%9.56%10.77%11.80%2.80%2.07%15.47%12.39%10.93%
View TSP chart
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