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Open Season Decisions

Published: October 9, 2018

During this health benefits Open Season (November 12 – December 10) if you are already enrolled in an FEHB plan, …More

Get Ready for FEHB Open Season

Published: October 3, 2018

On September 26, OPM announced that in 2019 the average enrollee share of premiums for current non-Postal employees and retirees …More

CSRS 80 Percent Solution

Published: September 25, 2018

I had thought I’d never need to write another article about what happens when CSRS employees continue working beyond the …More

An Exception for Special Category Retirement

Published: September 18, 2018

Two recent articles covered law enforcement and firefighter retirement benefits under FERS and under CSRS. These so-called “special category” employees …More

What Isn’t Frozen in a Pay Freeze

Published: September 11, 2018

Well, it’s happened again. President Trump has again advocated freezing federal salary rates in January 2019. Earlier this year, he …More

New FEHB Rule on Family Members

Published: September 5, 2018

OPM recently amended the Federal Employee Health Benefits program regulations to allow family members to be removed from existing self …More

Planning to Retire – Social Security Reductions for CSRS Retirees

Published: August 28, 2018

Recently articles have looked at the importance of getting credit for all your periods of federal employment, attending a pre-retirement …More

Planning to Retire – Keeping FEHB Coverage

Published: August 22, 2018

Recently we have looked at the importance of getting credit for all your periods of federal employment, attending a pre-retirement …More

Planning to Retire – Credit for Military Service

Published: August 15, 2018

Last week I wrote about the importance of getting full credit for all your periods of federal employment. I went …More

Planning to Retire — Getting Outside Help

Published: August 7, 2018

If you already have the years and service needed to retire, this is the time of year when you may …More

Home Leave and Shore Leave

Published: July 31, 2018

Two of the less common but still important types of leave for certain employees are home leave and shore leave. …More

Official Duty vs Court Leave

Published: July 24, 2018

Have you ever been required to be in court either as a juror in a judicial proceeding? Or have you …More

Value of Sick Leave

Published: June 27, 2018

Last week we covered annual leave, now let’s take a look at sick leave. The original purpose of sick leave …More

Life Events and Life Insurance

Published: June 6, 2018

Recent articles have focused on the impact of certain life events on health benefits; now let’s look at their impact …More

Health Benefits and Children

Published: May 30, 2018

Last week I wrote about the FEHB benefits available to federal employees, retirees, and their survivors. This time I want …More

Life Events – Health Benefits and Marriage, Divorce or Death

Published: May 23, 2018

Last week I wrote about how survivor benefits are affected if you marry, divorce or die. Let’s take a look …More

Life Events – Survivor Annuities

Published: May 15, 2018

Previous articles covered the impact of life events on benefits: marriage, having a child, separation, annulment or divorce, and death. …More

FERS LEO and Firefighter Retirement

Published: May 8, 2018

Last week we covered retirement rules governing law enforcement officers and firefighters under CSRS. Let’s take a look at those …More

CSRS LEOs and Firefighter Retirement

Published: May 2, 2018

The rules governing Law Enforcement Officer and Firefighter retirement are different from those of other employees. Following is a summary …More

Bill Could Help Feds Buy Back Creditable Service

Published: April 25, 2018

If you ever worked for the federal government in a job that didn’t let you participate in the retirement system, …More

Criteria for Expedited Handling of Retirement Applications

Published: April 18, 2018

OPM recently announced a new expedited process to speed the review and approval of retirement cases where an employee has …More

“Expedited”: New Rules for Employees with Limited Life Expectancy

Published: April 10, 2018

Although it’s a fairly rare occurrence some federal employees do suffer injuries or face illnesses that severely limit their life …More

Sick Leave, a Gift that Keeps on Giving

Published: April 3, 2018

Sick leave is one of the best benefits ever given to federal employees. As the name suggests, it was originally …More

Annual Leave Accrual, Carry Over, and Cashing in

Published: March 20, 2018

One of the benefits of federal employment is the fact that you can earn annual leave and use it for …More

Is a Leave Change in the Wind?

Published: March 14, 2018

The Trump administration has signaled interest in eliminating sick leave as a separate category and instead combining it with annual …More

What happens to your federal employee benefits when you die?

Published: March 6, 2018

Life events such as getting married, divorced or a new child impact your federal employee benefits. But what happens to …More

What to do if you Get Divorced as a Federal Employee

Published: February 27, 2018

Life events such as marriage or the birth of a child impact your federal benefits in important ways. This article …More

Planning Ahead – Birth or Adoption of a Child

Published: February 21, 2018

Last week I wrote about the benefits available to the spouses of federal employees and retirees, and how to get …More

Marriage and Your Federal Benefits

Published: February 14, 2018

Planning ahead for life events will save you a lot of headaches in the future. In this series of articles …More

Social Security Earnings Limit

Published: February 7, 2018

Quite a few of you retired at the end of 2017. And some of you are already working at another …More

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Retirement & Financial

  • IRAs Exceed Employer-Sponsored Savings Plans but Have Fewer Guardrails, Says Retirement Studies Center

    Assets in IRAs exceed those in employer-sponsored retirement savings plans such as 401(k)s and the […]

  • FEDVIP Considerations into Retirement

    You generally may keep dental and/or vision coverage under the Federal Dental and Vision Insurance […]

More in Retirement & Financial

TSP

  • FERS, TSP and Leaving a Federal Job Before Retirement Age

    Not everyone who starts a federal career will end up still being a federal employee […]

  • OK, FERS and TSP, but What About Social Security Retirement Income?

    Last summer I received a notice from the Social Security Administration that my new statement […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

More in Retirement Benefits

Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

More in Estate Planning

Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2030L 2035L 2040L 2050G FundF FundC FundS FundI Fund
Feb0.82%1.26%1.41%1.50%1.65%0.33%1.63%-0.76%1.08%6.05%
YTD1.95%3.23%3.62%3.88%4.31%0.70%1.84%0.68%3.52%12.34%
10yr5.40%9.56%10.77%11.80%2.80%2.07%15.47%12.39%10.93%
View TSP chart
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