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Federal Employee Handbooks

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Annual Leave, One of Top Benefits to Federal Employees

Published: February 8, 2022

One of the best benefits the federal government offers its employees is paid time off, especially annual leave and sick …More

Life Happens: Separation or Divorce and Federal Benefits

Published: January 25, 2022

I began this series of articles on life events by focusing on decisions you have to make when you get …More

Life Happens: Covering Children under FEHB

Published: January 18, 2022

In the first of this series on the impact of life events on your federal benefits, we started last week …More

Life Happens: Effects of Marriage on Your Benefits

Published: January 11, 2022

We’re now past the late in the calendar year period when there is a higher amount of activity regarding federal …More

Your Annuity and Going Back to Work for the Government

Published: January 4, 2022

Previous columns were aimed at folks already retired and those who were on the verge of doing so – but …More

Using OPM’s Retirement Services Online

Published: December 28, 2021

In my last article I mentioned that you should call OPM’s Retirement Information Office with questions about the status of …More

Retirement Processing and Interim Payments: Hurry Up and Wait

Published: December 21, 2021

Whether you have just retired or are planning to do so, you need to know what happens after you submit …More

COLAs and Timing Federal Retirement

Published: December 14, 2021

There’s higher interest than usual these days about the 2022 federal retirement cost of living adjustment, largely because that COLA …More

Leaving Federal Service? Go Out With Class

Published: December 7, 2021

Many of you have worked for the same agency – and even in the same location – for many years, …More

Last-Minute Retirement Checklist

Published: November 23, 2021

Whether or not you followed the advice to begin retirement preparations well in advance, at some point just ahead of …More

fehb spouse coverage

Using the Benefits Open Season to Your Best Advantage

Published: November 16, 2021

We’re now about halfway into the annual federal benefits Open Season—it ends December 13—and even if you like your current …More

FEHB: Healthcare for Federal for Retirees

Published: November 9, 2021

Last week I went over the basic rules governing the Federal Employees Health Benefits program, an important subject during every …More

Preparing for Open Season

Published: November 3, 2021

Last week I previewed the Federal Employees Health Benefits program open season that will run November – December 13. At …More

FEHB Open Season Approaching

Published: October 26, 2021

The annual open season begins on November 8 and ends on December 13 in the Federal Employees Health Benefits program, …More

Federal Retirement Planning – Death Benefits

Published: October 19, 2021

In the last four articles, I’ve pointed out what you need to do if you want to retire, what roles …More

Changing Decisions on Federal Retirement

Published: October 12, 2021

In my last three articles I described the roles you, your agency and OPM have in moving you from being …More

OPM’s Role in Your Retirement Application

Published: October 5, 2021

In my last two articles, I wrote about two key players on your road to retirement: you and your agency. …More

Preparing for Retirement within a Short Time

Published: September 21, 2021

In a perfect world, you should begin serious preparations for retirement at least a year in advance. However, that isn’t …More

Voluntary vs. Discontinued Service Retirement

Published: September 14, 2021

Several readers have asked me explain the difference between voluntary and discontinued service retirement. I’m not sure if they were …More

You and the CSRS Catch-62

Published: September 7, 2021

I may be preaching to a rapidly diminishing body of readers: Those covered by the Civil Service Retirement System (CSRS). …More

Who Will Benefit from Your Federal Benefits?

Published: August 31, 2021

Do you know who will be entitled to your Federal Employees Group Life Insurance (FEGLI) policy proceeds or to the …More

Children’s Benefits – Annuities for Children with Disabilities

Published: August 18, 2021

While the annuity benefits of children where one or both of the parents have died usually end at age 18, …More

Children’s Benefits – Health Benefits for Children with Disabilities

Published: August 10, 2021

As I previously pointed out, the law allows children to be covered by Federal Employees Health Benefits program up to …More

Children’s Benefits – Life Insurance and Annuities

Published: August 3, 2021

Did you know that your children may be entitled to certain benefits on your death? Well, they are. One of …More

Children’s Benefits – Health Insurance

Published: July 27, 2021

I’m going to start this series on health and life insurance by focusing on health insurance and what it means …More

A Special Retirement Supplement Misconception

Published: July 20, 2021

Recently I heard from a supervisor that said he told an employee that any FERS employee who accepted an early …More

Mistaken Beliefs: Terminal Leave for Civilian Feds

Published: July 13, 2021

I know we’re only in July and there are months to go before most eligible employees get serious about retirement. …More

Mistaken Beliefs: Adding to Actual Age or Service Time

Published: July 6, 2021

It’s amazing how quickly the rumor mill gets going when a new administration comes into town. When the pandemic was …More

Mistaken Beliefs: Unused Sick Leave

Published: June 29, 2021

It’s easy to get complacent and think that mistaken beliefs about retirement which used to spread like wildfire—sometimes by interoffice …More

Bills, Bill, Bills; Not the Ones You Have to Pay, but the Ones That Pay You

Published: June 22, 2021

No, I’m not talking about bills you have to pay. I’m talking about bills that have been introduced in Congress …More

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Questions forum

Retirement & Financial

  • IRAs Exceed Employer-Sponsored Savings Plans but Have Fewer Guardrails, Says Retirement Studies Center

    Assets in IRAs exceed those in employer-sponsored retirement savings plans such as 401(k)s and the […]

  • FEDVIP Considerations into Retirement

    You generally may keep dental and/or vision coverage under the Federal Dental and Vision Insurance […]

More in Retirement & Financial

TSP

  • FERS, TSP and Leaving a Federal Job Before Retirement Age

    Not everyone who starts a federal career will end up still being a federal employee […]

  • OK, FERS and TSP, but What About Social Security Retirement Income?

    Last summer I received a notice from the Social Security Administration that my new statement […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

More in Retirement Benefits

Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

More in Estate Planning

Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2030L 2035L 2040L 2050G FundF FundC FundS FundI Fund
Feb0.82%1.26%1.41%1.50%1.65%0.33%1.63%-0.76%1.08%6.05%
YTD1.95%3.23%3.62%3.88%4.31%0.70%1.84%0.68%3.52%12.34%
10yr5.40%9.56%10.77%11.80%2.80%2.07%15.47%12.39%10.93%
View TSP chart
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