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Wednesday, September 17th, 2025
Federal Employee Handbooks

Expert’s View

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How are FEHB Premiums Determined?

Published: March 9, 2021

The Federal Employees Health Benefits program is one of the most valuable benefits provided to federal employees. It provides comprehensive …More

Life Insurance: Most Common Questions on FEGLI

Published: March 2, 2021

Over the last three weeks, I answered the most commonly asked questions about the CSRS and FERS systems and about …More

The Most Common Questions on FEHB

Published: February 23, 2021

In recent articles we spelled out the rules governing the age and service requirements for a CSRS and FERS employees …More

The Most Common FERS Retirement Questions

Published: February 16, 2021

Last week I started this series on the most common questions regarding retirement by going over the rules governing when …More

The Most Common Questions About CSRS

Published: February 9, 2021

This is a transitional period with a new administration and a new Congress looking at potential changes in a host …More

Annuity: Getting Married After You Retire

Published: February 2, 2021

I recently got an email from a reader who wanted to know what would happen to a retiree’s annuity if …More

Returning to a Federal Job?

Published: January 26, 2021

Over the last two weeks I wrote about 1) the change of administration and what that might mean for federal …More

Interim Retirement Annuity Payments

Published: January 20, 2021

Over the latter weeks of 2020, I wrote a series of columns about preparing for retirement, since there always is …More

Make the Case for your Benefits

Published: January 12, 2021

Plans were advanced in the past four years that would have adverse effects on the federal civil service – including …More

federal retirement application

A Walk Through Your Federal Retirement Application

Published: January 6, 2021

Everyone who wanted to retire by the end of the 2020 leave year has already done so. To them I …More

The Deferred Annuity Option

Published: December 22, 2020

By now most employees who planned to retire before the end of the leave year have either left or put …More

Mistakes to Avoid When You Retire from a Federal Job

Published: December 8, 2020

Last week I promised you that I’d begin cataloging some of the things that could get in the way of …More

Lifestyle Considerations: Don’t Retire in Anger; Plan with Your Spouse

Published: December 7, 2020

Last week I filled you in on financial mistakes you could make while planning for retirement. I want to conclude …More

Thinking about Retirement – High-3 and Leave Considerations

Published: November 24, 2020

Last week I spelled out the rules governing when your annuity begins and some considerations for picking a date. In …More

Thinking about Retirement- Picking a Date

Published: November 17, 2020

Have you made up your mind that you want to retire soon—the end of the year is a very popular …More

End-of-Year Retirement, Primary Considerations

Published: November 15, 2020

It’s getting to that time of year again. The time when employees who are eligible to retire start thinking seriously …More

Supplement Paid to FERS Retirees Until Hitting 62

Published: November 10, 2020

In recent articles about end-of-year retirement I covered general considerations but some of you have since asked for further information …More

Get Ready for FEHB Open Season; Nov 9

Published: November 3, 2020

The 2021 Open Season for the Federal Employees Health Benefits program will begin next Monday (November 9) and continue through …More

Avoid These Federal Retirement Mistakes

Published: October 26, 2020

Last week I wrote about the decisions you have to make when picking a date to retire at the end …More

The Seldom-Used “Alternative Form of Annuity”

Published: October 14, 2020

Years ago retiring federal employees were allowed to elect to have their retirement contributions paid to them in a lump …More

Temporary Continuation of Coverage in FEHB

Published: October 6, 2020

In the private sector it’s called COBRA. In the federal government it’s called Temporary Continuation of Coverage. In both cases …More

Are You Eligible for Federal Long-Term Care Insurance?

Published: September 29, 2020

One of life’s greatest fears is that you will be unable to care for yourself because of chronic mental or …More

FEDVIP Fills in the Gaps for Dental, Vision

Published: September 22, 2020

While the Federal Employees Health Benefits (FEHB) program provides a wide range of benefits for federal employees, retirees, and certain …More

FEGLI Basic vs. Optional Coverage

Published: September 8, 2020

When you came to work for the government, you were automatically covered under the Federal Employees’ Group Life Insurance program …More

What Changes with FEHB When you Retire?

Published: September 1, 2020

Last week I went over the basic rules governing the FEHB program for federal employees. This week I want to …More

Key Provisions of FEHB for Federal Employees

Published: August 26, 2020

This week I’m starting a series that covers the two most-used insurance programs for federal employees and retirees, the Federal …More

Differing Views of FEHB Benefits by Generation

Published: August 18, 2020

An interesting feature of OPM’s Federal Employees Benefits Survey was its examination of the health plan priorities of Baby Boomers, …More

What Drives the Choice of FEHB Plans?

Published: August 11, 2020

Last week I showed you the level of importance that federal employees who were surveyed put on key benefit programs …More

The Critical Importance of FEHB to Federal Employees

Published: August 4, 2020

OPM’s Federal Employee Benefits Survey gathered data from a sampling of current federal employees. Of particular interest is the importance …More

Survey Shows Value of Federal Employees Benefits

Published: July 28, 2020

The Office of Personnel Management recently released results of the latest Federal Employees Benefits Survey which, in their words, “is …More

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Questions forum

Retirement & Financial

  • New ‘Senior Deduction’ Doesn’t Directly Reduce Taxes on Social Security Benefits, Report Stresses

    A report for Congress says that the new “senior deduction” in the recently enacted tax […]

  • FERS Supplement vs The 10% Pension Bonus

    Federal employees enjoy many benefits in retirement. Two great benefits are the FERS supplement and […]

More in Retirement & Financial

TSP

  • OK, FERS and TSP, but What About Social Security Retirement Income?

    I was born in November.  So, this August I received a notice from the Social […]

  • Taxes Due on In-Plan Roth Conversions Cannot be Taken From TSP Money

    Don’t forget, the TSP is going to allow in-plan Roth conversions beginning in January 2026.  […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

More in Retirement Benefits

Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

More in Estate Planning

Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2020L 2030L 2040L 2050G FundF FundC FundS FundI Fund
Aug1.12%%1.97%2.29%2.55%0.37%1.19%2.03%4.08%3.95%
YTD6.24%%10.04%11.37%12.47%2.98%4.99%10.76%8.96%21.50%
10yr4.91%%8.42%9.40%10.23%2.69%1.92%14.58%10.61%7.63%
View TSP chart
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