Retirement & Financial Planning Report

U.S. Treasury securities have become investing’s safe haven and the future is bound to provide more unpleasant surprises. Thus, Treasuries …More

In 2002, working Americans can contribute up to $3,000 to an IRA. For one-income couples, the non-working spouse also can …More

Some 529 plans offer the opportunity to avoid both the stock market and the impact of spiraling tuition. You can …More

Most investors have paper losses after more than two years of a vicious bear market. Even though tax losses might …More

When you leave your employer, you can receive a distribution from your retirement plan. Then you have 60 days to …More

Not only are 529 college savings plans income-tax free, if the proceeds are used for higher education, they also offer …More

Bears “sell short” stocks they think are overpriced. To do so, they borrow stock from a broker and sell the …More

As you know, there are many dot coms popping up all over the web, some with useful content and some …More

To protect your assets you might want to transfer them to an irrevocable trust. Up to $1 million worth of …More

Investors who want to participate in the growth of developing nations have several alternatives: International mutual funds. Some diversified international …More

Tens of Thousands of federal employees have already signed up for a comprehensive federal job search engine that allows you …More

Most homeowners who refinance their mortgages now do “cash-out refis.” In these deals, you replace your existing mortgage with a …More

Where can you find decent returns in these low-yield times? Think taxable, not tax-exempt. The average taxable bond fund now …More

When building a college fund, think of a 529 account as part of your overall portfolio. One strategy would be …More

As you know, there are many dot coms popping up all over the web, some with useful content and some …More

For individual investors, the easiest and least expensive way to buy Treasury bonds, notes, or bills is through the Treasury …More

There’s a six-month “window” following your 65th birthday or your later enrollment in Medicare Part B (which covers doctors’ bills), …More

Putting assets in trust can protect them from creditors but not every asset can or should be transferred to a …More

Assisted living is an increasingly popular alternative to nursing homes. The idea is to promote the independence and dignity of …More

When you change jobs or retire, you likely will be able to rollover the balance in a defined contribution retirement …More

You may lose the ability to manage your own affairs as you grow older. Therefore, it’s necessary to have an …More

Through June 2002, while U.S. diversified stock funds lost nearly 11 percent for the year-to-date, diversified emerging markets funds gained …More

IRAs, Roth IRAs, SIMPLE IRAs, and simplified employee pensions (SEPs) are not creditor-protected by federal law. Nevertheless, these retirement funds …More

Retirement & Financial Planning Report has produced a “no frills” special report “What All Americans Need to be Doing With …More

Multiple 529 accounts might be used to help resolve problems with the annual gift tax exclusion. In 2002, you can …More

A cost segregation study can cut your taxes if you own investment property personally. That’s especially true if you inherit …More

Under the 2001 tax law, estate planning is extremely difficult. At your death there may or may not be an …More

Like-kind exchanges under Section 1031 of the Internal Revenue Code offer tax shelter to owners of investment real estate. This …More

As Section 529 college savings plans become more popular, chances are that you’ll accumulate large sums in such accounts. If …More

Retirement & Financial Planning Report has produced a “no frills” special report “What All Americans Need to be Doing With …More