Retirement & Financial Planning Report

Many people have created revocable living trusts to hold their assets. If you have such a trust, should you use …More

The percentage of those having student loan debt, and the size of that debt for those who have it, accounts …More

One feature of the Federal Employees Group Life Insurance program that enrollees typically hope they’ll never use but that they …More

If you suspect that your reduced income during retirement will not go far enough to cover your expenses, you may …More

A recent notice by the Labor Department could once again put that department at odds with the TSP over the …More

If you are looking for a continuing care community for yourself or a relative who is in need of such …More

The producers of annual reports on the state of retirement readiness have said that a decade of such reports has …More

The federal government in recent years has not offered a lot of buyouts—also known as voluntary separation incentive payments—but they …More

When you’re looking for an expert to help you with money matters, choosing among prospective advisors can be a challenge. …More

While Social Security benefits are not a form of annuity, delaying claiming those benefits is much like purchasing one—and would …More

If you have five or more years of creditable civilian service but don’t meet any of the combinations for immediate …More

OPM has urged federal agencies to take more care that disability retirement applications they send there for processing are complete …More

One term used in the Federal Employees Retirement System that does not apply in the older Civil Service Retirement System …More

The impact of the pandemic aside, life expectancies have been going up steadily for decades. You may end up living …More

While retirement financial planning often is based on an assumption that retirees want to maintain a certain level of spending …More

After you retire, how much money can you withdraw from your portfolio? Many advisers say that a safe initial withdrawal …More

Less than half as many private sector workers have access to defined benefit retirement programs through their employer today as …More

Retirees whose eligibility for FEHB ends in general cannot get back into the program. Thus, extreme care must be used …More

Immediate annuities (also known as payout or income annuities) require you to pay to an insurance company. The insurer will …More

The ban on “surprise billing” in health insurance programs—including the federal employee/retiree FEHB program—that took effect at the start of …More

You may decide to relocate in retirement, which might mean crossing state lines or just downsizing your living space. Such …More

A study has illustrated that many persons of retirement age do not equate leaving their jobs with retiring, suggesting that …More

Hitting age 65 brings several important changes for federal retirees that are worth knowing and planning for, even for those …More

One of the most common concerns for retirees is assuring a sufficient income stream for an uncertain number of years …More

A study by the Center for Retirement Research has found several possible explanations for data showing that while parents spend …More

The Federal Long term Care Insurance Program lets you choose between two inflation protection options. The automatic compound inflation option …More

It’s wise for retirees to maintain a cash reserve of perhaps 12-18 months of expenses in an easily accessible and …More

Travel is the most common dream for retirement, followed by spending more time with family and friends and pursuing hobbies, …More

Switching from the current consumer price index measure used to set COLAs in federal retirement, Social Security and some other …More

Not all types of federal compensation can be invested in the TSP. Instead, investments must come from “basic pay,” which …More