Retirement & Financial Planning Report

Assets in IRAs exceed those in employer-sponsored retirement savings plans such as 401(k)s and the TSP but “that leaves workers …More

You generally may keep dental and/or vision coverage under the Federal Dental and Vision Insurance Program when you retire (or …More

Updated: Federal employees enjoy many benefits in retirement. Two great benefits are the FERS supplement and the 10% pension bonus. …More

Many relatively young retirees choose to start receiving Social Security benefits—assuming they are eligible for them—at the earliest possible age …More

Retirement is a significant milestone that often comes with the freedom to relocate and enjoy a new chapter of life. …More

“Surprise” medical billing—in which patients are billed for charges by out-of-network providers not covered by their health plans—is relatively rare …More

A discontinued service retirement is one in which you are forced to retire, usually in the face of a specific …More

Long-term care insurance—whether purchased through the federal FLTCIP program or elsewhere—can be expensive. In fact, the FLTCIP program has been …More

Older home sellers tend to get smaller prices on those sales—all else being equal—a study by the Center for Retirement …More

There are two features of the Federal Employees Group Life Insurance (FEGLI) program that are not well known nor understood …More

A tipping point was recently passed with the majority of federal retirement applications now being made online, OPM has said, …More

According to the Office of Personnel Management (OPM), approximately 317,000 federal employees separated from federal service in 2025, with more …More

Separating from federal service marks a significant life milestone, one that brings both freedom and complexity. Whether you’re retiring, moving …More

Because responsibility for tracking and responding to scams is scattered across more than a dozen federal agencies, those targeting older …More

There are important differences between benefits under the Federal Employees’ Compensation Act (FECA) and federal disability retirement under CSRS or …More

When you’re a federal employee, retirement planning can be straightforward. You earn valuable benefits, including a pension, the ability to …More

As a federal employee, the transition from active duty to retirement is often viewed as a single, seamless event. You …More

While most of the financial advice regarding the need for emergency savings focuses on those still employed, retirees experience financial …More

For federal employees planning retirement under FERS, one of the most discussed—and misunderstood—topics is the FERS Supplement. It’s often seen …More

A GAO report has said that “kinship families”—where someone other than parents, often grandparents, are primarily responsible for a child’s …More

Regardless of the retirement system you are in, the basic rules on leave accrual are the same for all full-time …More

If you retire under FERS before age 62 under certain conditions, you should know how the special retirement supplement may …More

Most Social Security claiming strategies are built on a framework often summarized as L.I.F.T.S. (Longevity, Income needs, Flexibility, Taxes, Survivor …More

Women and men overall share the same concerns about their retirement financial security but the level of concern is consistently …More

An annuity is just one of the available forms of Thrift Savings Plan withdrawal elections—payments also may be made as …More

While starting to draw Social Security benefits commonly is viewed as something done at the end of a working career, …More

Persons who borrow from their work-based retirement savings programs tend to put the money to use to address pressing needs …More

The “lump-sum option”—also called the “alternative form of annuity”—is one of the least used but most misunderstood aspects of federal …More

For most federal employees, the hardest part of retirement planning is not saving or investing during the working years. It …More

Just above half of retirees in a survey by the TransAmerica Center for Retirement Studies said they retired sooner than …More