Retirement & Financial Planning Report

You may want to sell a mutual fund and buy a better fund. If you own a large-cap growth fund, …More

IRA withdrawals before age 59 1/2 usually are subject to a 10 percent penalty but Section 72(t) of the Internal …More

When you hear investment professionals speak of “cash,” they’re not talking about twenty-dollar bills in your dresser drawer. Instead, they …More

If you rely upon a broker or a financial planner who receives commissions, you should be aware that many mutual …More

A family limited partnership (FLP) is a limited partnership among family members. Typically, one or both parents creates the FLP, …More

Most mutual funds with sales loads also have so-called 12b-1 fees, which are taken from a fund’s assets (actually, from …More

For Immediate Release: Thursday, February 21, 2002 The Publisher of Retirement & Financial Planning Report Has Just Revised and Updated …More

Before you buy a new home, find out if it’s subject to rules set by a homeowners association. Such rules …More

With a sprinkle trust, you can provide for each family member, according to his or her needs, while you avoid …More

Suppose your mother, age 85, has $100,000 worth of securities that cost her $20,000. If she dies and leaves her …More

Rather than pick mutual funds yourself, you may prefer to rely upon a broker or financial planner for advice in …More

Do you own a pet? An estimated $1 billion is paid out each year because of dog bites, which make …More

If you turned 70 1/2 last year, you must begin to take required minimum distributions from IRAs and other tax-deferred …More

If your parent or your spouse needs to go into a nursing home and no preparations have been made, what …More

Many people using the tax code’s loopholes to avoid early withdrawal penalties on IRA distributions must withdraw relatively large amounts …More

Sector weightings can help you spot true value mutual funds. A fund with substantial holdings of industrial companies and financial …More

Even after two down years, in 2000 and 2001, mutual fund investors who own value funds have more than held …More

The 2001 tax law may have reduced your family’s future estate tax bill but estate planning remains critical. Such planning …More

If you are interested in investing outside the U.S., how should you proceed? You can choose among hundreds of mutual …More

It’s never too early to think about where you’ll want to live in retirement. If you’re already retired, evaluate whether …More

If you own a home or another building in a historic preservation district, consider donating a conservation easement to a …More

Immediate annuities offer not only the security of lifelong income but also tax advantages. Each payment is partially untaxed as …More

Thousands of taxing jurisdictions around the U.S. file tax liens against property owners in default on their property taxes, preventing …More

Many people are wary of naming a grandchild as beneficiary of a Roth IRA because that might mean paying an …More

If you are already getting Social Security or Railroad Retirement checks when you turn 65, you will automatically be enrolled …More

The advantages of investing outside the U.S. go beyond diversification. Foreign economies provide more options to consider, when you’re looking …More

If you’re seeking investors for your startup company, keep in mind that your backers are interested in exceptional returns. Therefore, …More

If you want to make a gift to a family member’s (perhaps a grandchild’s) college savings fund, Section 529 plans …More

While you get your income tax records from 2001 together, you also should double-check on your IRA beneficiary forms. Be …More

Are you thinking of adding a swimming pool or central air-conditioning to your home? You may qualify for a tax …More