Retirement & Financial Planning Report

The interest you pay on a home equity line of credit is tax-deductible, in most cases. However, interest is not …More

Astute investors periodically re-balance their portfolios. Certain holdings will grow while others will shrink, as a portion of a portfolio. …More

If you buy a $25,000 out-of-state municipal bond paying 4% interest, you’d receive $1,000 per year. If your state and …More

We have produced a “no frills” special report “What All Americans Need to be Doing With Their Money Right Now”. …More

A regular IRA can be converted to a Roth IRA. In order to qualify for this conversion, your income that …More

Are you unhappy with a tax-deferred annuity that you purchased outside of a retirement plan? As long as you’re at …More

To qualify for a home office deduction, you must have a space in your home you use regularly and exclusively …More

The number of individuals paying the alternative minimum tax (AMT) is projected to increase from 1.4 million in 2001 to …More

Giant brokerage firms, insurance companies, money center banks, and all manner of financial firms are acquiring financial planners and money …More

What type of bonds should you hold inside a tax-deferred retirement plan? Instead of Treasuries or corporates, consider mortgage-backed securities …More

If you withdraw money from your IRA before age 59-1/2, you usually must pay a 10% penalty on top of …More

Brokerage firms may allow you to invest on margin, borrowing to buy stocks. You’ll pay relatively low interest rates (around …More

There hasn’t been much IPO action lately, since the market has been so uncertain and periodically battered. But that’s going …More

There are certain steps you should take to get the best deal on a mortgage. Start by getting a copy …More

Minimum required distributions from IRAs must begin by April 1 of the year after the year you turn 70-1/2. A …More

Say you’re divorced and you have $1 million in net worth. If you die in 2001, $675,000 will be exempt …More

Donor-advised funds can maximize the tax advantages of donating appreciated securities. Such funds, long offered by local community foundations, are …More

If you (1) want to stay in the stock market, anticipating a rebound but (2) are nervous about the short-term …More

The U.S. economy was already on a weak footing before the attacks of September 11, which will provide further weakness. …More

Americans can shelter $675,000 worth of assets from estate tax, assuming a death in 2001. The new tax law accelerates …More

If you rent out a vacation home, specific rules will determine the tax treatment. Residential property. Using your vacation home …More

Brokerage firms increasingly are offering the services of money managers to investors, via “wrap” arrangements. In a wrap account, investors …More

To support deductions for business travel and entertainment (T&E), estimating expenses is not permitted. Instead, you need to record the …More

Current events are always unique in certain ways, and therefore, unprecedented. Some investors are always tempted to conclude that the …More

Yes, it is possible that stocks will hit a long dry spell. Stock market averages went nowhere during 1929-53 and …More

If you don’t want to put all of your money into one low-rate CD, consider a “CD ladder”: divide your …More

Check out a community’s medical facilities before making a commitment. Nursing service. Some communities have a registered nurse on-premises 24 …More

For the past 12 months, with the broad stock market down around 25%, mutual funds specializing in large value stocks …More

Regardless of how the estate tax laws will change, many people have simple desires: they want to minimize estate tax, …More

With a Roth IRA, all withdrawals are tax-free after five years and age 59-1/2. However, you don’t have to wait …More