Retirement & Financial Planning Report

If you’re considering a long-distance change of address, don’t wait until the last minute. Years before you retire, you’ll want …More

Always maintain control of your money. A financial planner, stockbroker, or telephone con artist bent on gaining access to your …More

If you are looking for a federal job or just want to be kept up to speed on what and …More

How much will you need to accumulate before you retire? After you retire you’ll likely spend as much as you …More

How much wealth do you need in order to retire? Probably more than you think. Most retirees spend anywhere from …More

The red-hot IPO market of 1999-2000 has turned lukewarm at best. Through July 2001, new offerings for the year had …More

If you hold a diversified portfolio of stocks, some of your stocks are bound to fall in price. They can …More

When you create a trust that may be in effect for many years, naming a corporate trustee makes sense. You …More

Variable annuities’ guaranteed death benefits have become more appealing. The original guarantee was a return of premiums paid. Thus, if …More

Before investing in a friend’s or relative’s new business, take steps to cut your losses if the venture goes under. …More

Now that brand-name companies such as Marriott and Disney are in the market, time shares may be worth another look. …More

The so-called “child-care” credit is really a dependent-care tax credit that can apply to any dependent. To qualify, you must …More

If you have children from a previous marriage and you plan to remarry, you should take steps to protect them, …More

Over 40 million Americans are governed by the rules of a homeowners association. Not only can they restrict your home-related …More

After age 70-1/2, you’re required to start taking IRA distributions. The IRA distribution tables are based on the age you …More

If you help to support an elderly parent, you might be able to claim him or her as a dependent. …More

Do you have a large profit from an investment in a small company? Are you concerned your profit might dwindle …More

If you’re sending a child or children to college, needs-based financial aid may be vital. To increase your family’s eligibility, …More

Some people keep powers of attorney or trust documents in a safe deposit box. However, if an elderly person becomes …More

Variable life insurance offers the opportunity to invest your premiums among various subaccounts, at your direction. Depending on the policy, …More

Many investors are reluctant to sell stocks at a loss, thus admitting that they made a mistake when they bought …More

Do you think stocks are ready to move up again? Borrowing on “margin” from your broker lets you buy more …More

If an elderly parent lives in your home, some home improvements may be partly deductible. To qualify, they must be …More

Newlyweds must decide where they’ll live after the marriage: in a home that the bride or the groom already owns …More

Bonus annuities may make sense if you want to upgrade from an older annuity where surrender charges still apply. They …More

New “bonus” variable annuities: gimmick or free money? Bonus annuities, as the name suggests, give you a little something extra …More

Before you buy investment property, take a walk through the building to check out its physical condition. Talk with the …More

If you’re interested in a no-risk way to double your money, consider STRIPS (Separate Trading of Registered Interest and Principal …More

Any investment gains that you realize (outside of a tax-deferred retirement plan) are netted against realized losses. Every year, $3,000 …More

Trusts can be extremely useful but you should not create one when it’s not necessary. Depending on your circumstances, you …More