Retirement & Financial Planning Report

Until a law that was effective October 28, 2009, only CSRS-covered employees could make redeposits to capture service credit for …More

People who must take over caregiving responsibilities for parents while still in their working years should consider a number of …More

If you’re considering buying a policy under the Federal Long Term Care Insurance Program—you can enroll anytime—one major issue will …More

Traditional tactics of drawing down a portfolio in retirement have some flaws. * The 4 percent rule. Here, you withdraw …More

The leading edge of the baby boom generation now has reached the Social Security full retirement age of 66, and …More

There is a common misconception that FEHB program covers long-term care needs. Many retirees further believe that Medicare covers long-term …More

Many retirees have property in more than one state. Establishing residency in one versus another might result in lower taxes …More

Several federal agencies have jointly published a retirement planning guide, including a timeline with important events starting at age 50. …More

Well before making a withdrawal from your TSP account, you should begin thinking of the possible ways a mix and …More

While long-term care (LTC) insurance may be necessary for financial security, the premiums can be steep. One way to hold …More

The general perception of older workers as being less productive than their younger colleagues is a misnomer in many ways, …More

Any employee who is receiving (or is eligible to receive) military retired pay has to not only make a deposit …More

After you stop working, you may need to draw down your portfolio in order to generate income in retirement. Often, …More

A new study has found that workers and retirees in general are getting more confident in their ability to fund …More

The Thrift Savings Plan allows actively employed participants to make an age-based withdrawal at age 59 1/2 or higher. This …More

Many people approaching or in retirement decide to set up businesses on the side, often to take advantage of the …More

Generation X, persons born between the end of the baby boom in 1965 and the start of the Millennial Generation …More

Unless you have assigned your Federal Employees Group Life Insurance, you may cancel it at any time, including after retirement. …More

Immediate annuities can provide lifelong cash flow. However, many people consider them to be illiquid and irreversible. That is, once …More

A picture of how investing through a defined contribution program similar to the TSP will translate into income at retirement …More

The law gives certain rights to your spouse, including a separated spouse, so long as your account balance is more …More

Assets such as real estate, business interests, collectibles, personal property, and intellectual property may have to be valued for tax …More

A recent report finds no support for the contention that alternative health insurance plan designs with “consumer-driven” or “high-deductible” features …More

If you pay your Federal Long Term Care Insurance Program premiums through payroll deduction and you retire or transfer to …More

On average, people who buy long-term care (LTC) insurance pay more than $2,000 per year. A married couple might pay …More

If you pay your Federal Long Term Care Insurance Program premiums through payroll deduction and you retire or transfer to …More

On average, people who buy long-term care (LTC) insurance pay more than $2,000 per year. A married couple might pay …More

The increase of women in the workforce in the last several decades will aid the retirement security of many of …More

Under FERS, there is no maximum annuity. But if you are a CSRS employee, the maximum amount of annuity that …More

Many investment advisors are paid by fees these days. However, you might be better off with an advisor who gets …More